Active · per the CBE, 29 September 2026

Fly & Dream with Passion and a Smile

BE0789616226

Rechtspersoon Private limited company 1 establishment

Fly & Dream with Passion and a Smile is an insurance broker in Ranst. Private Limited, started on 12 August 2022, 1 establishment.

Elzenweg 25, 2520 Ranst

Behind the company: Femke Declercq.

Active for

4 year, 1 month

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Fly & Dream with Passion and a Smile from Ranst, company number BE0789616226, closed financial year 2025 with a result of € 99,021 after tax. For that financial year Fly & Dream with Passion and a Smile recorded a gross margin of € 124,307 and equity of € 100,021. Compared with financial year 2024, the result moved from € 63,898 to € 99,021. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.

What it is worth Healthy

€ 100,021

▼ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 99,021

▲ 55% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 29,851

▲ 61% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 123,536 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Vehicles and equipment

€ 5,103

▼ 33% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 301,163

▼ 11% vs 2024

€ 84,352 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 2,121

▲ € 1,836 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 2,030

▼ 84% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 6,949 € 88,623 € 54,558 € 124,307 ▲ 128%
Profit after taxes € 3,480 € 56,991 € 63,898 € 99,021 ▲ 55%
Equity € 4,480 € 61,470 € 124,536 € 100,021 ▼ 20%
Total debts € 174,720 € 419,847 € 353,917 € 394,277 ▲ 11%
Cash € 3,833 € 32,810 € 18,537 € 29,851 ▲ 61%
Retained profit € 3,480 € 60,470 € 123,536 € 99,021 ▼ 20%
Dividend € 0 € 0 € 833 € 123,536 ▲ € 122,703
Bank debt € 162,513 € 397,200 € 339,242 € 301,163 ▼ 11%
Balance sheet total € 179,200 € 481,318 € 478,453 € 494,298 ▲ 3%

Key figures of Fly & Dream with Passion and a Smile, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Fly & Dream with Passion and a Smile?

What happened at Fly & Dream with Passion and a Smile in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 99,021 (▲ 55% vs 2024). Source: NBB ↗
  • New establishment in Ranst. KBO
  • Start of the company according to the CBE. KBO

In short

From € 3,480 profit in 2022 to € 99,021 profit in 2025.

Paid € 62,532 in corporate taxes since 2022.

Best year ever: 2025, with € 99,021 profit.

Paid out € 124,369 in dividends to the owners in total.

Management

Femke Declercq
Fly & Dream with Passion and a Smile

Behind Fly & Dream with Passion and a Smile is Femke Declercq. It owns 33.5% of De Verzekeringsadviseurs itself.

See the full network in the app

Directors

According to the 2025 annual accounts

Femke Declercq

Director

Also active at: DE VERZEKERINGSADVISEURS

Establishments

Establishment units

Physical locations of this company

Registered office

Elzenweg 25

2520 Ranst

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0789.616.226
VAT number
BE 0789.616.226
Registered office
Elzenweg 25, 2520 Ranst
Names & denominations
Fly & Dream with Passion and a Smile · FDPS
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
12 August 2022
Peppol
Active · Active since 24 Nov 2023
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does Fly & Dream with Passion and a Smile do?
Fly & Dream with Passion and a Smile is an insurance broker in Ranst. Private Limited, started on 12 August 2022, 1 establishment.
What is the address of Fly & Dream with Passion and a Smile?
The registered office of Fly & Dream with Passion and a Smile is located at Elzenweg 25, 2520 Ranst.
Is Fly & Dream with Passion and a Smile still active?
Yes. According to the CBE (29 September 2026) Fly & Dream with Passion and a Smile is active, legal situation “Normale toestand”, started on 12 August 2022.
Is Fly & Dream with Passion and a Smile registered on Peppol?
Yes, Fly & Dream with Passion and a Smile is registered on the Peppol network with ID 0208:0789616226.
What is the enterprise number of Fly & Dream with Passion and a Smile?
The enterprise number of Fly & Dream with Passion and a Smile is BE0789616226.
When was Fly & Dream with Passion and a Smile founded?
Fly & Dream with Passion and a Smile was founded on 12 August 2022.