Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
KVP verzekeringen from Antwerpen, company number BE0789584651, closed financial year 2025 with a result of € 29,159 after tax. For that financial year KVP verzekeringen recorded a gross margin of € 224,742 and equity of € 76,550. Compared with financial year 2024, the result moved from € 47,298 to € 29,159. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 76,550
▲ 62% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 29,159
▼ 38% vs 2024
Profit after tax over the fiscal year.
€ 85,215
▲ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 66,550.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 64,948
▲ 12% vs 2024
€ 64,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,596
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 626,337
▼ 12% vs 2024
€ 89,654 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 18,820
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,541
▲ 132% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 129,536 | € 239,301 | € 224,742 | ▼ 6% |
| Profit after taxes | € -9,048 | € 47,298 | € 29,159 | ▼ 38% |
| Equity | € 952 | € 47,391 | € 76,550 | ▲ 62% |
| Total debts | € 827,034 | € 740,009 | € 663,880 | ▼ 10% |
| Cash | € 19,960 | € 61,942 | € 85,215 | ▲ 38% |
| Retained profit | € -9,048 | € 37,391 | € 66,550 | ▲ 78% |
| Dividend | € 0 | € 859 | € 0 | ▼ 100% |
| Bank debt | € 791,130 | € 707,838 | € 626,337 | ▼ 12% |
| Balance sheet total | € 827,986 | € 787,400 | € 740,430 | ▼ 6% |
| Employees (FTE) | - | - | 1 |
Key figures of KVP verzekeringen, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KVP verzekeringen?
What happened at KVP verzekeringen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. Source: NBB ↗
- New establishment in Antwerpen. KBO
- Kaatje Van Peer became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,048 loss in 2023 to € 29,159 profit in 2025.
Paid € 22,312 in corporate taxes since 2023.
Best year ever: 2024, with € 47,298 profit.
On average € 224,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KVP verzekeringen is Kaatje Van Peer.
Directors
According to the 2025 annual accounts
Kaatje Van Peer
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Maantjessteenweg 172
2170 Antwerpen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Details
- Company number
- 0789.584.651
- VAT number
- BE 0789.584.651
- Registered office
- Maantjessteenweg 172, 2170 Antwerpen
- Names & denominations
- KVP verzekeringen · KVPV · zakenkantoor Roelandt - Van Peer
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 2022
- Peppol
- Active · Active since 19 May 2025
- Contact
- roelandt-boven.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars