Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
TORAI from Liège, company number BE0789387780, closed financial year 2025 with a result of € -55,270 after tax. For that financial year TORAI recorded a gross margin of € -4,825 and equity of € -150,267. Compared with financial year 2024, the result moved from € -41,428 to € -55,270. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.
€ -150,267
▼ € 55,270 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -55,270
▼ 33 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -175,267.
Debts at end 2025
€ 383,713
▼ 1% vs 2024
€ 31,479 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 49,995
▲ € 40,433 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Revenue | € 5,000 | € 6,000 | - | |
| Gross margin | € -9,501 | € -8,701 | € -4,825 | ▲ € 3,876 |
| Profit after taxes | € -78,569 | € -41,428 | € -55,270 | ▼ € 13,842 |
| Equity | € -53,569 | € -94,997 | € -150,267 | ▼ € 55,270 |
| Total debts | € 425,774 | € 537,966 | € 873,599 | ▲ 62% |
| Cash | € 2,281 | € 1,337 | - | |
| Land & buildings | € 368,395 | € 440,632 | € 562,599 | ▲ 28% |
| Retained profit | € -78,569 | € -119,997 | € -175,267 | ▼ € 55,270 |
| Bank debt | € 381,774 | € 387,024 | € 383,713 | ▼ 1% |
| Balance sheet total | € 372,205 | € 442,969 | € 723,332 | ▲ 63% |
Key figures of TORAI, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TORAI?
What happened at TORAI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 55,270. filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 78,569 loss in 2023 to € 55,270 loss in 2025.
A new publication or filing at TORAI? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TORAI are Sophie HAZARD and Francis O'MEARA.
Directors
According to the 2025 annual accounts
Sophie HAZARD
Administrator-manager
Francis O'MEARA
Director
Establishments
Establishment units
Physical locations of this company
Rue du Pot-d'Or 40
4000 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0789.387.780
- VAT number
- BE 0789.387.780
- Registered office
- Rue du Pot-d'Or 40, 4000 Liège
- Names & denominations
- TORAI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 August 2022
- Peppol
- Not registered