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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ACCES TO FINANCE from Gent, company number BE0788911589, closed financial year 2025 with a result of € 1,830 after tax. For that financial year ACCES TO FINANCE recorded a gross margin of € 4,297 and equity of € 17,121. Compared with financial year 2024, the result moved from € 4,868 to € 1,830. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 9, 2026.
€ 17,121
▼ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,830
▼ 62% vs 2024
Profit after tax over the fiscal year.
€ 20,838
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,600 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,114
▼ 55% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 7,062 | € 6,666 | € 4,297 | ▼ 36% |
| Profit after taxes | € 5,575 | € 4,868 | € 1,830 | ▼ 62% |
| Equity | € 7,575 | € 25,890 | € 17,121 | ▼ 34% |
| Total debts | € 20,864 | € 4,654 | € 12,714 | ▲ 173% |
| Cash | € 22,334 | € 20,192 | € 20,838 | ▲ 3% |
| Retained profit | € 5,575 | € 23,890 | € 15,121 | ▼ 37% |
| Dividend | € 0 | € 0 | € 10,600 | |
| Balance sheet total | € 28,440 | € 30,545 | € 29,835 | ▼ 2% |
Key figures of ACCES TO FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ACCES TO FINANCE?
What happened at ACCES TO FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,830 (▼ 62% vs 2024). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
In short
From € 5,575 profit in 2022 to € 1,830 profit in 2025.
Paid € 3,580 in corporate taxes since 2022.
Best year ever: 2022, with € 5,575 profit.
Paid out € 10,600 in dividends to the owners in total.
Management
Behind ACCES TO FINANCE is Merel Roelants.
Directors
According to the 2025 annual accounts
Merel Roelants
Director
Establishments
Establishment units
Physical locations of this company
Korenlei 17
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- ROELANTS Merel(oprichter) 100%
Details
- Company number
- 0788.911.589
- VAT number
- BE 0788.911.589
- Registered office
- Korenlei 17, 9000 Gent
- Names & denominations
- ACCES TO FINANCE · A²F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 July 2022
- Peppol
- Not registered
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