What does LENDERS do?

LENDERS is a specialised building contractor in Dilsen-Stokkem. Private Limited, started on 18 July 2022, 1 establishment.

What is the address of LENDERS?

The registered office of LENDERS is located at Kempenstraat 61, 3650 Dilsen-Stokkem.

Is LENDERS still active?

Yes. According to the CBE (2 November 2026) LENDERS is active, legal situation “Normale toestand”, started on 18 July 2022.

Is LENDERS registered on Peppol?

Yes, LENDERS is registered on the Peppol network with ID 0208:0788704723.

What is the enterprise number of LENDERS?

The enterprise number of LENDERS is BE0788704723.

When was LENDERS founded?

LENDERS was founded on 18 July 2022.

Who are the directors of LENDERS?

According to the 2024 annual accounts, the directors of LENDERS are: Jo Lenders.

Is LENDERS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 18 July 2022; 2 annual accounts filed, latest fiscal year 2024; 1 directors known from the annual account; 1 events from the Belgian Official Gazette processed.

How much profit did LENDERS make in 2024?

LENDERS recorded a loss after taxes of € 6,050 in financial year 2024.

What is the revenue of LENDERS?

As a small company, LENDERS is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 8,940.

Does LENDERS have a website?

Yes, LENDERS has a website at dakwerkenlenders.be.

LENDERS (Private Limited) - Dilsen-Stokkem - BE0788704723

Dossier LENDERS, printed on 2 November 2026 from databakkes.be/en/0788704723/lenders. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

LENDERS from Dilsen-Stokkem, company number BE0788704723, closed financial year 2024 with a result of € -6,050 after tax. For that financial year LENDERS recorded a gross margin of € 8,940 and equity of € 9,435. Compared with financial year 2023, the result moved from € 12,985 to € -6,050. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.

What it is worth Healthy

€ 9,435

▼ 39% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -6,050

▼ still € 12,985 profit in 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 0

▼ 100% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 6,935.

People and assets in 2024

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 127,844

▲ 299% vs 2023

Of which on lease € 126,791.

Debts at end 2024

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 121,675

▲ € 96,780 vs 2023

€ 20,558 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 57,493

▲ € 46,025 vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 8,771

▲ 21% vs 2023

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	Change 2023 → 2024
Gross margin	€ 33,791 Gross margin 2023: € 33,791 First fiscal year in the series	€ 8,940 Gross margin 2024: € 8,940 ▼ 74% vs 2023 (€ 33,791) Unfavourable step	▼ 74%
Profit after taxes	€ 12,985 Profit after taxes 2023: € 12,985 First fiscal year in the series	€ -6,050 Profit after taxes 2024: € -6,050 ▼ € 19,035 vs 2023 (€ 12,985) Unfavourable step	▼ € 19,035
Equity	€ 15,485 Equity 2023: € 15,485 First fiscal year in the series	€ 9,435 Equity 2024: € 9,435 ▼ 39% vs 2023 (€ 15,485) Unfavourable step	▼ 39%
Total debts	€ 43,589 Total debts 2023: € 43,589 First fiscal year in the series	€ 219,337 Total debts 2024: € 219,337 ▲ € 175,748 vs 2023 (€ 43,589) Unfavourable step	▲ € 175,748
Cash	€ 12,480 Cash 2023: € 12,480 First fiscal year in the series	€ 0 Cash 2024: € 0 ▼ 100% vs 2023 (€ 12,480) Unfavourable step	▼ 100%
Retained profit	€ 12,985 Retained profit 2023: € 12,985 First fiscal year in the series	€ 6,935 Retained profit 2024: € 6,935 ▼ 47% vs 2023 (€ 12,985) Unfavourable step	▼ 47%
Bank debt	€ 24,896 Bank debt 2023: € 24,896 First fiscal year in the series	€ 121,675 Bank debt 2024: € 121,675 ▲ € 96,780 vs 2023 (€ 24,896) Unfavourable step	▲ € 96,780
Balance sheet total	€ 59,074 Balance sheet total 2023: € 59,074 First fiscal year in the series	€ 228,772 Balance sheet total 2024: € 228,772 ▲ 287% vs 2023 (€ 59,074) Unchanged	▲ 287%

Key figures of LENDERS, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to LENDERS?

What happened at LENDERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 29, 2025 New annual accounts for financial year 2024: loss of € 6,050 (▼ € 19,035 vs 2023). filed late Source: NBB ↗
Jul 20, 2022 Incorporation, published in the Gazette. Source: Staatsblad ↗
Jul 18, 2022 New establishment in Dilsen-Stokkem. KBO
2022 Jo Lenders became a director. NBB

In short

From € 12,985 profit in 2023 to € 6,050 loss in 2024.

Paid € 5,367 in corporate taxes since 2023.

Best year ever: 2023, with € 12,985 profit.

Original PDFs at the National Bank ↗

Management

Jo Lenders

LENDERS

Behind LENDERS is Jo Lenders.

Directors

According to the 2024 annual accounts

Jo Lenders

Director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Kempenstraat 61

3650 Dilsen-Stokkem

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS dakwerkenlenders.be

Canonical: https://www.facebook.com/dakwerkenlenders

Technologies

AWS S3Cookie ConsentGoogle MapsOpenStreetMapPHPPWA

Hosting & Email

Email provider

one.com Mail

Hosting

ONECOM, DK

Website info

HTTPS Ja

Languages NL

Features

Webshop

Security

✓ HTTPS

✗ SPF

✗ DMARC

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

20 July 2022 Source: Deed ↗

LENDERS Jo Jan Agnes(enige oprichter) 100%

Details

Company number: 0788.704.723
VAT number: BE 0788.704.723
Registered office: Kempenstraat 61, 3650 Dilsen-Stokkem
Names & denominations: LENDERS
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 18 July 2022
Peppol: Active · Active since 23 Dec 2025
Contact: dakwerkenlenders.be
Activities · NACE: Dakwerkzaamheden

View on CBE Public ↗ Annual accounts (NBB) ↗