Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VLH VERZEKERINGEN from Dendermonde, company number BE0788626331, closed financial year 2025 with a result of € 296,610 after tax. For that financial year VLH VERZEKERINGEN recorded a gross margin of € 674,775 and equity of € 677,249. Compared with financial year 2024, the result moved from € 225,287 to € 296,610. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 29, 2026.
€ 677,249
▲ 78% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 296,610
▲ 32% vs 2024
Profit after tax over the fiscal year.
€ 11,715
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 647,249.
People and assets in 2025
€ 93,767
▲ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 4,079
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1 million
▼ 20% vs 2024
€ 241,856 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 246
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,775
▲ 8% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 448,843 | € 613,119 | € 674,775 | ▲ 10% |
| Profit after taxes | € 125,352 | € 225,287 | € 296,610 | ▲ 32% |
| Equity | € 155,352 | € 380,639 | € 677,249 | ▲ 78% |
| Total debts | € 1,555,712 | € 1,393,799 | € 1,097,242 | ▼ 21% |
| Cash | € 179,408 | € 136,043 | € 11,715 | ▼ 91% |
| Retained profit | € 125,352 | € 350,639 | € 647,249 | ▲ 85% |
| Bank debt | € 1,509,865 | € 1,294,542 | € 1,040,413 | ▼ 20% |
| Balance sheet total | € 1,711,064 | € 1,774,439 | € 1,774,491 |
Key figures of VLH VERZEKERINGEN, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VLH VERZEKERINGEN?
What happened at VLH VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 296,610 (▲ 32% vs 2024). Source: NBB ↗
- New establishment in Dendermonde. KBO
- Start of the company according to the CBE. KBO
- Luc Van Herreweghen became a director. NBB
- Timothy Hendrickx became a director. NBB
- New establishment in Zele. KBO
In short
From € 125,352 profit in 2023 to € 296,610 profit in 2025.
Paid € 242,897 in corporate taxes since 2023.
Best year ever: 2025, with € 296,610 profit.
A new publication or filing at VLH VERZEKERINGEN? We notify you, reason included.
Follow VLH VERZEKERINGENDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VLH VERZEKERINGEN are Luc Van Herreweghen and Timothy Hendrickx. Luc Van Herreweghen is also behind VAN LIMBERGEN & VAN HERREWEGHEN.
Directors
According to the 2025 annual accounts
since 2022
Timothy Hendrickx
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Oude Vest (DEN) 123
9200 Dendermonde
Kloosterstraat 10
9240 Zele
Active since 2 May 2021
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Website info
Features
Details
- Company number
- 0788.626.331
- VAT number
- BE 0788.626.331
- Registered office
- Oude Vest (DEN) 123, 9200 Dendermonde
- Names & denominations
- VLH VERZEKERINGEN · VLH
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 July 2022
- Peppol
- Active · Active since 29 Apr 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen