Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
31 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
ADFM-SARASSUR from Sint-Agatha-Berchem, company number BE0788552887, closed financial year 2025 with a result of € 21,561 after tax. For that financial year ADFM-SARASSUR recorded a gross margin of € 33,087 and equity of € -13,082. Compared with financial year 2024, the result moved from € -12,421 to € 21,561. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -13,082
▲ € 21,561 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,561
▲ still € 12,421 loss in 2024
Profit after tax over the fiscal year.
€ 454
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -15,582.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,288
▼ 76% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 12,997
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14,653
▼ 26% vs 2024
€ 4,136 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 964
▼ 36% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -10,945 | € 5,951 | € 33,087 | ▲ € 27,137 |
| Profit after taxes | € -24,722 | € -12,421 | € 21,561 | ▲ € 33,982 |
| Equity | € -22,222 | € -34,643 | € -13,082 | ▲ € 21,561 |
| Total debts | € 58,866 | € 67,566 | € 34,598 | ▼ 49% |
| Cash | € 228 | € 2,700 | € 454 | ▼ 83% |
| Retained profit | € -24,722 | € -37,143 | € -15,582 | ▲ € 21,561 |
| Bank debt | € 24,668 | € 19,677 | € 14,653 | ▼ 26% |
| Balance sheet total | € 36,644 | € 32,923 | € 21,515 | ▼ 35% |
Key figures of ADFM-SARASSUR, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ADFM-SARASSUR?
What happened at ADFM-SARASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,561. filed late Source: NBB ↗
- New establishment in Sint-Agatha-Berchem. KBO
- Sara Dellal became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 24,722 loss in 2023 to € 21,561 profit in 2025.
Paid € 35 in corporate taxes since 2023.
Best year ever: 2025, with € 21,561 profit.
Management
Behind ADFM-SARASSUR is Sara Dellal.
Directors
According to the 2025 annual accounts
Sara Dellal
Managing director
since 2022
Establishments
Establishment units
Physical locations of this company
Broekstraat 114
1082 Sint-Agatha-Berchem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 31 companies are registered at this address.
All companies at this address →ELECTRO-B
€ 413,450 revenue · 2025
ELAZ
€ 142,403 revenue · 2025
TAXIS HAUS
€ 1.5 million revenue · 2025
A.M.D HOME
€ -14,890 gross margin · 2025
ABO AUTOMOBILE
€ 120,539 gross margin · 2025
+26 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
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Website info
Features
Security
Network
Details
- Company number
- 0788.552.887
- VAT number
- BE 0788.552.887
- Registered office
- Broekstraat 114, 1082 Sint-Agatha-Berchem
- Names & denominations
- ADFM-SARASSUR · SARASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2022
- Peppol
- Active · Active since 23 Feb 2026
- Contact
- sarassur.be [email protected] 0478985819
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verstrekken van hypothecair krediet
Verstrekken van verbruikskrediet
Activiteiten van risicoanalisten en schadetaxateurs
Beroepsopleiding
Overige zakelijke dienstverlening, neg