Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Just Verzekerd from Ravels, company number BE0788528143, closed financial year 2025 with a result of € 59,432 after tax. For that financial year Just Verzekerd recorded a gross margin of € 483,010 and equity of € 71,579. Compared with financial year 2024, the result moved from € 60,045 to € 59,432. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 71,579
▲ € 59,432 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,432
▼ 1% vs 2024
Profit after tax over the fiscal year.
€ 41,339
▲ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 51,579.
People and assets in 2025
€ 166,226
▲ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,056
▼ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 11% vs 2024
€ 122,053 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 25,809
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 48,522
▲ 67% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 289,739 | € 425,683 | € 483,010 | ▲ 13% |
| Profit after taxes | € -67,898 | € 60,045 | € 59,432 | ▼ 1% |
| Equity | € -47,898 | € 12,147 | € 71,579 | ▲ € 59,432 |
| Total debts | € 1,661,486 | € 1,505,593 | € 1,306,011 | ▼ 13% |
| Cash | € 5,134 | € 25,987 | € 41,339 | ▲ 59% |
| Retained profit | € -67,898 | € -7,853 | € 51,579 | ▲ € 59,432 |
| Bank debt | € 1,233,735 | € 1,360,344 | € 1,217,388 | ▼ 11% |
| Balance sheet total | € 1,613,588 | € 1,517,740 | € 1,377,590 | ▼ 9% |
Key figures of Just Verzekerd, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Just Verzekerd?
What happened at Just Verzekerd in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 59,432 (▼ 1% vs 2024). Source: NBB ↗
- New establishment in Ravels. KBO
- New establishment in Ravels. KBO
- TUUR Management CommV became a director. NBB
- Lika Beheer BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 67,898 loss in 2023 to € 59,432 profit in 2025.
Paid € 33,658 in corporate taxes since 2023.
Best year ever: 2024, with € 60,045 profit.
A new publication or filing at Just Verzekerd? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Just Verzekerd are TUUR Management CommV and Lika Beheer BV. Lika Beheer BV is also behind Just Advies.
Directors
According to the 2025 annual accounts
Director · represented by Sander Turelinckx
since 2022
since 2022
Establishments
Establishment units
Physical locations of this company
Kerkstraat 15
2380 Ravels
Dorp 66
2382 Ravels
Active since 2 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →TUUR Management same network
Just Advies same network
€ 223,837 gross margin · 2025
S. Turelinckx Beheer
vereniging van mede-eigenaars van het gebouw te Ravels, Kerkstraat 15
Just Wonen
€ 224,014 gross margin · 2025
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
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Microsoft 365
Hosting
METAREGISTRAR, NL
Website info
Features
Security
Network
Details
- Company number
- 0788.528.143
- VAT number
- BE 0788.528.143
- Registered office
- Kerkstraat 15, 2380 Ravels
- Names & denominations
- Just Verzekerd
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2022
- Peppol
- Active · Active since 7 Oct 2025
- Contact
- justverzekerd.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars