Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
-
Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Z-Investment from Beringen, company number BE0788371953, closed financial year 2025 with a result of € -2,936 after tax. For that financial year Z-Investment recorded a gross margin of € -2,395 and equity of € -1,156. Compared with financial year 2023, the result moved from € -3,068 to € -2,936. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ -1,156
▼ € 2,406 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,936
▲ 4 % less loss than in 2023
Profit after tax over the fiscal year.
€ 378
▼ 73% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,156.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 42
▼ 96% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 773
▼ 70% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 371
▲ 34% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 2,669 | € -1,478 | € -2,395 | ▼ € 917 |
| Profit after taxes | € 1,318 | € -3,068 | € -2,936 | ▲ € 132 |
| Equity | € 4,318 | € 1,250 | € -1,156 | ▼ € 2,406 |
| Total debts | € 1,447 | € 2,857 | € 1,619 | ▼ 43% |
| Cash | € 5,044 | € 1,416 | € 378 | ▼ 73% |
| Retained profit | € 1,318 | € -1,750 | € -4,156 | ▼ € 2,406 |
| Balance sheet total | € 5,764 | € 4,107 | € 463 | ▼ 89% |
Key figures of Z-Investment, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z-Investment?
What happened at Z-Investment in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,936. Source: NBB ↗
- New establishment in Beringen. KBO
- Morgane Strijckmans became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,318 profit in 2022 to € 2,936 loss in 2025.
Paid € 1,091 in corporate taxes since 2022.
Best year ever: 2022, with € 1,318 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Z-Investment is Morgane Strijckmans.
Directors
According to the 2025 annual accounts
Morgane Strijckmans
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Plakkettenberg 43 box B
3582 Beringen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0788.371.953
- VAT number
- BE 0788.371.953
- Registered office
- Plakkettenberg 43 bus B, 3582 Beringen
- Names & denominations
- Z-Investment
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 July 2022
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Detailhandel in cosmetica en toiletartikelen
Overige niet-gespecialiseerde detailhandel
Overige detailhandel in voedingsmiddelen, neg
Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren
Groothandel in parfumerieën en cosmetica
Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen
Overige detailhandel, niet in winkels en exclusief markt- en straathandel
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.
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