Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VV FINANCE from Wezembeek-Oppem, company number BE0787866563, closed financial year 2025 with a result of € 504,552 after tax. For that financial year VV FINANCE recorded a gross margin of € 82,328 and equity of € 6,227. Compared with financial year 2024, the result moved from € 41,083 to € 504,552. Profitable, and profit is growing. The buffer shrank hard: equity is 88 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ 6,227
▼ 88% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 504,552
▲ € 463,468 vs 2024
Profit after tax over the fiscal year.
€ 229,937
▲ 187% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 550,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 10,144
▼ 69% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 401,466
▼ 26% vs 2024
€ 81,148 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 2,016
▲ 256% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,909
▲ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,524 | € 19,988 | € 81,121 | € 82,328 | ▲ 1% |
| Profit after taxes | € 5,862 | € 3,730 | € 41,083 | € 504,552 | ▲ € 463,468 |
| Equity | € 6,862 | € 10,592 | € 51,676 | € 6,227 | ▼ 88% |
| Total debts | € 20,811 | € 67,244 | € 735,793 | € 1,121,850 | ▲ 52% |
| Cash | € 25,729 | € 23,355 | € 79,982 | € 229,937 | ▲ 187% |
| Retained profit | € 5,862 | € 9,592 | € 50,676 | € 5,227 | ▼ 90% |
| Dividend | € 0 | € 0 | € 0 | € 550,000 | |
| Bank debt | € 0 | € 54,514 | € 543,215 | € 401,466 | ▼ 26% |
| Balance sheet total | € 27,673 | € 77,836 | € 787,469 | € 1,128,078 | ▲ 43% |
Key figures of VV FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VV FINANCE?
What happened at VV FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 504,552 (▲ € 463,468 vs 2024). Source: NBB ↗
- New establishment in Wezembeek-Oppem. KBO
- Start of the company according to the CBE. KBO
- Jean-Philippe Wydock became a director. NBB
In short
From € 5,862 profit in 2022 to € 504,552 profit in 2025.
Paid € 28,369 in corporate taxes since 2022.
Best year ever: 2025, with € 504,552 profit.
Paid out € 550,000 in dividends to the owners in total.
A new publication or filing at VV FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VV FINANCE is Jean-Philippe Wydock. It owns 33% of MBM Groupe itself.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Hertogenlaan 38
1970 Wezembeek-Oppem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0787.866.563
- VAT number
- BE 0787.866.563
- Registered office
- Hertogenlaan 38, 1970 Wezembeek-Oppem
- Names & denominations
- VV FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 June 2022
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Overige fiscale dienstverlening
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