Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MY LOVE from Waterloo, company number BE0787818558, closed financial year 2025 with a result of € -2,586 after tax. For that financial year MY LOVE recorded a gross margin of € 124,056 and equity of € -78,584. Compared with financial year 2024, the result moved from € -86,872 to € -2,586. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ -78,584
▼ € 2,586 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,586
▲ 97 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6,224
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -81,584.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 113,692
▼ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,726
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,794
▼ 44% vs 2024
€ 5,425 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 17,518
▼ 83% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 83,175
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 325,360 | € 55,571 | € 124,056 | ▲ 123% |
| Profit after taxes | € 7,874 | € -86,872 | € -2,586 | ▲ € 84,287 |
| Equity | € 10,874 | € -75,998 | € -78,584 | ▼ € 2,586 |
| Total debts | € 261,037 | € 330,999 | € 304,045 | ▼ 8% |
| Cash | € 11,961 | € 23,316 | € 6,224 | ▼ 73% |
| Land & buildings | - | € 7,921 | € 6,044 | ▼ 24% |
| Retained profit | € 7,874 | € -78,998 | € -81,584 | ▼ € 2,586 |
| Bank debt | € 20,597 | € 12,135 | € 6,794 | ▼ 44% |
| Balance sheet total | € 271,911 | € 255,001 | € 225,461 | ▼ 12% |
Key figures of MY LOVE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MY LOVE?
What happened at MY LOVE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,586. Source: NBB ↗
- New establishment in Waterloo. KBO
- Suzanne Volon became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,874 profit in 2023 to € 2,586 loss in 2025.
Paid € 6,201 in corporate taxes since 2023.
Best year ever: 2023, with € 7,874 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Suzanne Volon
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Avenue de la Bergerie 115
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0787.818.558
- VAT number
- BE 0787.818.558
- Registered office
- Avenue de la Bergerie 115, 1410 Waterloo
- Names & denominations
- MY LOVE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2022
- Peppol
- Active · Active since 9 Jan 2026
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in uurwerken en sieraden
Detailhandel in boeken
Overige niet-gespecialiseerde detailhandel
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.
Detailhandel via postorderbedrijven of via internet