Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2024; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2024
ZAY & MA from Anderlecht, company number BE0787292877, closed financial year 2024 with a result of € -10,277 after tax. For that financial year ZAY & MA recorded a gross margin of € -1,355 and equity of € 11,425. Compared with financial year 2023, the result moved from € 1,563 to € -10,277. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 23, 2025.
€ 11,425
▼ 47% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -10,277
▼ still € 1,563 profit in 2023
Profit after tax over the fiscal year.
€ 11,871
▲ 110% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1,425.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 463
▼ 84% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Revenue | € 47,952 | - | - | |
| Gross margin | € 47,952 | € 11,771 | € -1,355 | ▼ € 13,126 |
| Profit after taxes | € 10,139 | € 1,563 | € -10,277 | ▼ € 11,840 |
| Equity | € 20,139 | € 21,702 | € 11,425 | ▼ 47% |
| Total debts | € 223,528 | € 219,114 | € 227,113 | ▲ 4% |
| Cash | - | € 5,649 | € 11,871 | ▲ 110% |
| Land & buildings | € 195,715 | € 187,215 | € 178,715 | ▼ 5% |
| Retained profit | € 10,139 | € 11,702 | € 1,425 | ▼ 88% |
| Balance sheet total | € 243,667 | € 240,816 | € 238,538 | ▼ 1% |
Key figures of ZAY & MA, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ZAY & MA?
What happened at ZAY & MA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 10,277 (▼ € 11,840 vs 2023). filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 10,139 profit in 2022 to € 10,277 loss in 2024.
Paid € 3,671 in corporate taxes since 2022.
Best year ever: 2022, with € 10,139 profit.
A new publication or filing at ZAY & MA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Passerstraat 65
1070 Anderlecht
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0787.292.877
- VAT number
- BE 0787.292.877
- Registered office
- Passerstraat 65, 1070 Anderlecht
- Names & denominations
- ZAY & MA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 June 2022
- Peppol
- Not registered