Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 0.5 to 0.2.
Financials
Financial year 2025
Private Finance from Brussel, company number BE0787209636, closed financial year 2025 with a result of € 795 after tax. For that financial year Private Finance recorded a gross margin of € 23,508 and equity of € 7,695. Compared with financial year 2024, the result moved from € 1,813 to € 795. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 7,695
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 795
▼ 56% vs 2024
Profit after tax over the fiscal year.
€ 25,270
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2,695.
People and assets in 2025
0.2
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 21,029
▼ 7% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 18,871
▼ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,707
▲ 282% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,450 | € 103,791 | € 26,447 | € 23,508 | ▼ 11% |
| Profit after taxes | € -5,167 | € 74,055 | € 1,813 | € 795 | ▼ 56% |
| Equity | € -167 | € 5,088 | € 6,901 | € 7,695 | ▲ 12% |
| Total debts | € 2,103 | € 82,523 | € 58,968 | € 46,578 | ▼ 21% |
| Cash | € 1,936 | € 43,509 | € 32,539 | € 25,270 | ▼ 22% |
| Retained profit | € -5,167 | € 88 | € 1,901 | € 2,695 | ▲ 42% |
| Dividend | € 0 | € 68,800 | € 0 | € 0 | |
| Balance sheet total | € 1,936 | € 87,611 | € 65,868 | € 54,273 | ▼ 18% |
| Employees (FTE) | - | 0.5 | 0.3 | 0.2 | ▼ 0.1 |
Key figures of Private Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Private Finance?
What happened at Private Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 795 (▼ 56% vs 2024). Source: NBB ↗
- Maxel Groupe became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,167 loss in 2022 to € 795 profit in 2025.
Paid € 1,182 in corporate taxes since 2022.
Best year ever: 2023, with € 74,055 profit.
Paid out € 68,800 in dividends to the owners in total.
A new publication or filing at Private Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MAXEL GROUPE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Private FinanceBehind Private Finance is Maxel Groupe. The shares are held by MAXEL GROUPE (80%).
Directors
According to the 2025 annual accounts
Managing director · represented by Lead Business Quentin Vandenhaute
Also active at: MAXEL FINANCE, MAXEL ASSURANCE
since 2023
Shareholders
80%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Terkamerenlaan 30 box 1
1000 Brussel
Villa Hermosastraat 10 box 16
1000 Brussel
Active since 13 June 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →PBP INTERNATIONAL
€ 36,000 revenue · 2025
ALBUS PARTNERS
€ 125,352 gross margin · 2025
CORELYA
€ -10,567 gross margin · 2025
Dédédé IMMO
€ 22,638 gross margin · 2025
La Bérangère
€ 16,431 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0787.209.636
- VAT number
- BE 0787.209.636
- Registered office
- Terkamerenlaan 30 bus 1, 1000 Brussel
- Names & denominations
- Private Finance · Privafin
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 2022
- Peppol
- Active · Active since 30 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Diverse administratieve activiteiten ten behoeve van kantoren