Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
Creative Stories from Lummen, company number BE0787200530, closed financial year 2025 with a result of € -4,606 after tax. For that financial year Creative Stories recorded a gross margin of € 13,730 and equity of € 32,291. Compared with financial year 2024, the result moved from € -3,836 to € -4,606. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 32,291
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,606
▼ 20 % more loss than in 2024
Profit after tax over the fiscal year.
€ 15,582
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 29,791.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 23,232
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 22,886
▼ 25% vs 2024
€ 8,062 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 19
▼ 99% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,824
▲ 1% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 56,142 | € 15,386 | € 13,730 | ▼ 11% |
| Profit after taxes | € 38,234 | € -3,836 | € -4,606 | ▼ € 770 |
| Equity | € 40,734 | € 36,897 | € 32,291 | ▼ 12% |
| Total debts | € 59,968 | € 38,617 | € 29,291 | ▼ 24% |
| Cash | € 44,419 | € 22,663 | € 15,582 | ▼ 31% |
| Retained profit | € 38,234 | € 34,397 | € 29,791 | ▼ 13% |
| Bank debt | € 38,166 | € 30,664 | € 22,886 | ▼ 25% |
| Balance sheet total | € 100,702 | € 75,514 | € 61,582 | ▼ 18% |
Key figures of Creative Stories, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to Creative Stories?
What happened at Creative Stories in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,606. Source: NBB ↗
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,234 profit in 2023 to € 4,606 loss in 2025.
Paid € 13,775 in corporate taxes since 2023.
Best year ever: 2023, with € 38,234 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Creative Stories is Elyze Coenegrachts.
Directors
According to the 2025 annual accounts
Elyze Coenegrachts
Director
Establishments
Establishment units
Physical locations of this company
Ringlaan 34
3560 Lummen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0787.200.530
- VAT number
- BE 0787.200.530
- Registered office
- Ringlaan 34, 3560 Lummen
- Names & denominations
- Creative Stories
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 2022
- Peppol
- Active · Active since 16 May 2025
- Activities · NACE
Activiteiten van fotografen, met uitzondering van persfotografen
Grafisch ontwerp en visuele communicatie
Overige fotografische activiteiten
Activiteiten van grafische designers