Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Horse Speaking from Namur, company number BE0786696427, closed financial year 2025 with a result of € -5,429 after tax. For that financial year Horse Speaking recorded a gross margin of € 5,182 and equity of € -36,554. Compared with financial year 2024, the result moved from € 11,767 to € -5,429. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -36,554
▼ € 5,429 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,429
▼ still € 11,767 profit in 2024
Profit after tax over the fiscal year.
€ 3,997
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -39,554.
People and assets in 2025
€ 39,983
▲ € 31,440 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 19,059
▲ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -31,367 | € 21,544 | € 5,182 | ▼ 76% |
| Profit after taxes | € -45,892 | € 11,767 | € -5,429 | ▼ € 17,197 |
| Equity | € -42,892 | € -31,125 | € -36,554 | ▼ € 5,429 |
| Total debts | € 74,141 | € 82,532 | € 146,096 | ▲ 77% |
| Cash | € 14,259 | € 14,560 | € 3,997 | ▼ 73% |
| Retained profit | € -45,892 | € -34,125 | € -39,554 | ▼ € 5,429 |
| Balance sheet total | € 31,249 | € 51,407 | € 109,542 | ▲ 113% |
Key figures of Horse Speaking, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Horse Speaking?
What happened at Horse Speaking in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,429 (▼ € 17,197 vs 2024). filed late Source: NBB ↗
- New establishment in Brussel. KBO
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 45,892 loss in 2023 to € 5,429 loss in 2025.
Best year ever: 2024, with € 11,767 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue de Ban(SL) 125
5020 Namur
Groenejagersveld 19
1000 Brussel
Active since 1 June 2022
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.696.427
- VAT number
- BE 0786.696.427
- Registered office
- Rue de Ban(SL) 125, 5020 Namur
- Names & denominations
- Horse Speaking
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 June 2022
- Peppol
- Active · Active since 27 Nov 2025
- Contact
- [email protected] +32477439548
- Activities · NACE
Fokken en houden van paarden en andere paardachtigen
Detailhandel in huisdieren, voer voor huisdieren en benodigdheden daarvoor
Pensions voor huisdieren
Activiteiten op het gebied van voeding
Sport- en recreatieonderwijs
Exploitatie van sportaccommodaties
Overige menselijke gezondheidszorg, n.e.g.