Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&C Retail Stekene from Stekene, company number BE0786627735, closed financial year 2025 with a result of € 167,243 after tax. For that financial year A&C Retail Stekene recorded a gross margin of € 2 million and equity of € 54,091. Compared with financial year 2024, the result moved from € 132,009 to € 167,243. Profitable, and profit is growing. The buffer shrank hard: equity is 77 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 54,091
▼ 77% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 167,243
▲ 27% vs 2024
Profit after tax over the fiscal year.
€ 397,806
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 350,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
47.5
▲ 7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 13% vs 2024
€ 27,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 22,070
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 32% vs 2024
€ 263,298 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 586,734
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 302,822
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 2,105,692 | € 1,816,537 | € 1,977,834 | ▲ 9% |
| Profit after taxes | € 253,340 | € 132,009 | € 167,243 | ▲ 27% |
| Equity | € 104,840 | € 236,849 | € 54,091 | ▼ 77% |
| Total debts | € 3,221,678 | € 3,411,464 | € 2,437,153 | ▼ 29% |
| Cash | € 736,085 | € 517,792 | € 397,806 | ▼ 23% |
| Retained profit | € 103,340 | € 235,349 | € 52,591 | ▼ 78% |
| Dividend | € 150,000 | € 0 | € 350,000 | |
| Bank debt | € 2,162,318 | € 1,963,289 | € 1,340,560 | ▼ 32% |
| Balance sheet total | € 3,326,518 | € 3,648,313 | € 2,491,245 | ▼ 32% |
| Employees (FTE) | 37.2 | 40.5 | 47.5 | ▲ 7 |
Key figures of A&C Retail Stekene, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&C Retail Stekene?
What happened at A&C Retail Stekene in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 167,243 (▲ 27% vs 2024). filed late Source: NBB ↗
- New establishment in Stekene. KBO
- New establishment in Stekene. KBO
- Start of the company according to the CBE. KBO
- A&C Retail BV became a director. NBB
In short
From € 253,340 profit in 2023 to € 167,243 profit in 2025.
Paid € 63,500 in corporate taxes since 2023.
Best year ever: 2023, with € 253,340 profit.
On average € 41,600 of value added per employee in 2025.
A new publication or filing at A&C Retail Stekene? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of A&C Retail comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A&C Retail StekeneBehind A&C Retail Stekene is A&C Retail BV. The shares are held by A&C Retail (100%).
Directors
According to the 2025 annual accounts
Director · represented by Pascal Tyberghien
Also active at: Lekker!, A&C Retail Roeselare
since 2022
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Dorpsstraat(STE) 52
9190 Stekene
Dorpsstraat(STE) 82a
9190 Stekene
Active since 1 October 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.627.735
- VAT number
- BE 0786.627.735
- Registered office
- Dorpsstraat(STE) 52, 9190 Stekene
- Names & denominations
- A&C Retail Stekene
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 May 2022
- Peppol
- Active · Active since 2 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Overige kredietverstrekking n.e.g.