Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SW-Invest from Zoutleeuw, company number BE0786352670, closed financial year 2025 with a result of € 11,962 after tax. For that financial year SW-Invest recorded a gross margin of € 42,175 and equity of € 17,135. Compared with financial year 2024, the result moved from € 6,636 to € 11,962. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 17,135
▲ 231% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,962
▲ 80% vs 2024
Profit after tax over the fiscal year.
€ 38,118
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2,135.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 673
▲ 44% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -711 | € 33,782 | € 42,175 | ▲ 25% |
| Profit after taxes | € -16,463 | € 6,636 | € 11,962 | ▲ 80% |
| Equity | € -1,463 | € 5,173 | € 17,135 | ▲ 231% |
| Total debts | € 853,365 | € 847,492 | € 1,048,744 | ▲ 24% |
| Cash | € 42,580 | € 42,152 | € 38,118 | ▼ 10% |
| Land & buildings | € 765,666 | € 800,663 | € 979,600 | ▲ 22% |
| Retained profit | € -16,463 | € -9,827 | € 2,135 | ▲ € 11,962 |
| Balance sheet total | € 851,903 | € 852,665 | € 1,065,879 | ▲ 25% |
Key figures of SW-Invest, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SW-Invest?
What happened at SW-Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,962 (▲ 80% vs 2024). Source: NBB ↗
- New establishment in Zoutleeuw. KBO
- Katleen Surkijn became a director. NBB
- Nico Etienne Winnen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 16,463 loss in 2023 to € 11,962 profit in 2025.
Paid € 213 in corporate taxes since 2023.
Best year ever: 2025, with € 11,962 profit.
A new publication or filing at SW-Invest? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SW-Invest are Katleen Surkijn and Nico Etienne Winnen. Katleen Surkijn is also behind WINNEN.
Directors
According to the 2025 annual accounts
since 2022
Nico Etienne Winnen
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Spiegelstraat 12
3440 Zoutleeuw
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0786.352.670
- VAT number
- BE 0786.352.670
- Registered office
- Spiegelstraat 12, 3440 Zoutleeuw
- Names & denominations
- SW-Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 2022
- Peppol
- Active · Active since 28 Mar 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Zagen en schaven van hout
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Groothandel in hout
Opslag
Vervaardiging van artikelen van kurk, riet of vlechtwerk