Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PONTUS from Gent, company number BE0786295064, closed financial year 2025 with a result of € -36,114 after tax. For that financial year PONTUS recorded a gross margin of € -27,636 and equity of € -12,958. Compared with financial year 2024, the result moved from € -55,026 to € -36,114. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 26, 2026.
€ -12,958
▼ € 36,114 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -36,114
▲ 34 % less loss than in 2024
Profit after tax over the fiscal year.
€ 44
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,958.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 13,981
▼ 2% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,250
Loans from banks and other lenders, long and short.
€ 7,742
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,813
▼ 24% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 212,592 | € -47,241 | € -27,636 | ▲ € 19,604 |
| Profit after taxes | € 73,182 | € -55,026 | € -36,114 | ▲ € 18,912 |
| Equity | € 78,182 | € 23,156 | € -12,958 | ▼ € 36,114 |
| Total debts | € 54,018 | € 77,787 | € 56,390 | ▼ 28% |
| Cash | € 6,843 | € 1,551 | € 44 | ▼ 97% |
| Land & buildings | - | - | € 397 | |
| Retained profit | € 73,182 | € 18,156 | € -17,958 | ▼ € 36,114 |
| Bank debt | € 0 | € 0 | € 1,250 | |
| Balance sheet total | € 132,200 | € 100,943 | € 43,432 | ▼ 57% |
Key figures of PONTUS, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PONTUS?
What happened at PONTUS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 36,114. filed late Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 73,182 profit in 2023 to € 36,114 loss in 2025.
Paid € 40,660 in corporate taxes since 2023.
Best year ever: 2023, with € 73,182 profit.
Management
Behind PONTUS is Benedicte Schumacher.
Directors
According to the 2025 annual accounts
Benedicte Schumacher
Director
Establishments
Establishment units
Physical locations of this company
Onderbergen 60 box 301
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
Website info
Features
Security
Details
- Company number
- 0786.295.064
- VAT number
- BE 0786.295.064
- Registered office
- Onderbergen 60 bus 301, 9000 Gent
- Names & denominations
- PONTUS · PONTUS ADVISORS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 May 2022
- Peppol
- Active · Active since 16 Apr 2026
- Contact
- studiotosti.be
- Activities · NACE
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