Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SEMPER PATRIMOINE from Ukkel, company number BE0785487489, closed financial year 2024 with a result of € -1,812 after tax. For that financial year SEMPER PATRIMOINE recorded a gross margin of € 7,096 and equity of € -6,547. Compared with financial year 2023, the result moved from € -21,449 to € -1,812. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2025.
€ -6,547
▼ € 1,812 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,812
▲ 92 % less loss than in 2023
Profit after tax over the fiscal year.
€ 3,774
▼ 49% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10,047.
People and assets in 2024
€ 7,101
▼ 53% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 2,880
▼ 25% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1,977
▼ 78% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Revenue | - | € 32,410 | - | |
| Gross margin | € 21,366 | € -12,796 | € 7,096 | ▲ € 19,892 |
| Profit after taxes | € 14,023 | € -21,449 | € -1,812 | ▲ € 19,637 |
| Equity | € 16,714 | € -4,734 | € -6,547 | ▼ € 1,812 |
| Total debts | € 29,919 | € 41,165 | € 29,850 | ▼ 27% |
| Cash | € 18,187 | € 7,348 | € 3,774 | ▼ 49% |
| Retained profit | € 13,214 | € -8,234 | € -10,047 | ▼ € 1,812 |
| Dividend | € 808 | € 0 | € 0 | |
| Balance sheet total | € 46,633 | € 36,431 | € 23,303 | ▼ 36% |
Key figures of SEMPER PATRIMOINE, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SEMPER PATRIMOINE?
What happened at SEMPER PATRIMOINE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 1,812. filed late Source: NBB ↗
- New establishment in Ukkel. KBO
- Start of the company according to the CBE. KBO
- Xavier Mera became a director. NBB
- Nathalie Ruelle became a director. NBB
In short
From € 14,023 profit in 2022 to € 1,812 loss in 2024.
Paid € 4,509 in corporate taxes since 2022.
Best year ever: 2022, with € 14,023 profit.
Paid out € 808 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SEMPER PATRIMOINE are Xavier Mera and Nathalie Ruelle.
Directors
According to the 2024 annual accounts
Xavier Mera
Director
since 2022
Nathalie Ruelle
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Vanderkinderestraat 10 box 1
1180 Ukkel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0785.487.489
- VAT number
- BE 0785.487.489
- Registered office
- Vanderkinderestraat 10 bus 1, 1180 Ukkel
- Names & denominations
- SEMPER PATRIMOINE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2022
- Peppol
- Active · Active since 6 Dec 2025
- Contact
- [email protected] +32489181005
- Activities · NACE
Activiteiten op het gebied van psychologie