Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
MG & CRUZ INVESTMENT from Brussel, company number BE0784983287, closed financial year 2024 with a result of € -16,819 after tax. For that financial year MG & CRUZ INVESTMENT recorded a gross margin of € 9,659 and equity of € -106,036. Compared with financial year 2023, the result moved from € -44,980 to € -16,819. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on December 30, 2025.
€ -106,036
▼ € 16,819 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,819
▲ 63 % less loss than in 2023
Profit after tax over the fiscal year.
€ 4,940
▲ 151% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -116,036.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,351
▼ 41% vs 2023
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 3,717
▼ 37% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 49,722
▼ 14% vs 2023
€ 7,400 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 70,132
▲ 61% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 21,064
▼ 28% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € -45,779 | € -19,478 | € 9,659 | ▲ € 29,137 |
| Profit after taxes | € -54,237 | € -44,980 | € -16,819 | ▲ € 28,162 |
| Equity | € -44,237 | € -89,217 | € -106,036 | ▼ € 16,819 |
| Total debts | € 227,005 | € 270,076 | € 342,927 | ▲ 27% |
| Cash | € 17,298 | € 1,968 | € 4,940 | ▲ 151% |
| Retained profit | € -54,237 | € -99,217 | € -116,036 | ▼ € 16,819 |
| Bank debt | € 73,182 | € 58,132 | € 49,722 | ▼ 14% |
| Balance sheet total | € 182,768 | € 180,859 | € 236,891 | ▲ 31% |
Key figures of MG & CRUZ INVESTMENT, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to MG & CRUZ INVESTMENT?
What happened at MG & CRUZ INVESTMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 16,819. filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
- Michel Fabrice Gruslin Ballon became a director. NBB
In short
From € 54,237 loss in 2022 to € 16,819 loss in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind MG & CRUZ INVESTMENT is Michel Fabrice Gruslin Ballon.
Directors
According to the 2024 annual accounts
Michel Fabrice Gruslin Ballon
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Franklinstraat 3
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.983.287
- VAT number
- BE 0784.983.287
- Registered office
- Franklinstraat 3, 1000 Brussel
- Names & denominations
- MG & CRUZ INVESTMENT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 April 2022
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Cafés en bars
Eetgelegenheden met beperkte bediening