Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 3 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LOVELY CHOCOLATE from Oupeye, company number BE0784836601, closed financial year 2025 with a result of € -274,998 after tax. For that financial year LOVELY CHOCOLATE recorded a gross margin of € -4,359 and equity of € -242,980. Compared with financial year 2024, the result moved from € 4,213 to € -274,998. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -242,980
▼ € 269,923 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -274,998
▼ still € 4,213 profit in 2024
Profit after tax over the fiscal year.
€ 6,510
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -252,056.
People and assets in 2025
€ 113,489
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 202,153
▼ 22% vs 2024
Of which on lease € 169,243.
Debts at end 2025
€ 406,972
▼ 15% vs 2024
€ 105,144 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 250,235
▲ 86% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,066
▼ 31% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 98,914 | € 181,730 | € -4,359 | ▼ € 186,089 |
| Profit after taxes | € 18,729 | € 4,213 | € -274,998 | ▼ € 279,211 |
| Equity | € 22,729 | € 26,943 | € -242,980 | ▼ € 269,923 |
| Total debts | € 259,153 | € 760,963 | € 1,068,871 | ▲ 40% |
| Cash | € 22,181 | € 6,310 | € 6,510 | ▲ 3% |
| Retained profit | € 18,729 | € 22,943 | € -252,056 | ▼ € 274,998 |
| Bank debt | € 120,165 | € 478,979 | € 406,972 | ▼ 15% |
| Balance sheet total | € 281,883 | € 787,906 | € 825,891 | ▲ 5% |
Key figures of LOVELY CHOCOLATE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LOVELY CHOCOLATE?
What happened at LOVELY CHOCOLATE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 274,998 (▼ € 279,211 vs 2024). filed late Source: NBB ↗
- New establishment in Blégny. KBO
- New establishment in Oupeye. KBO
- New establishment in Verviers. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,729 profit in 2023 to € 274,998 loss in 2025.
Paid € 2,724 in corporate taxes since 2023.
Best year ever: 2023, with € 18,729 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LOVELY CHOCOLATE are Séverine Leroy and Jacky Bodart.
Directors
According to the 2025 annual accounts
Séverine Leroy
Director
Jacky Bodart
Director
Establishments
Establishment units
Physical locations of this company
Rue César de Paepe 59
4683 Oupeye
Rue de Rome 1
4800 Verviers
Active since 14 April 2022
Rue de la Princesse Astrid 1A
4671 Blégny
Active since 10 August 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.836.601
- VAT number
- BE 0784.836.601
- Registered office
- Rue César de Paepe 59, 4683 Oupeye
- Names & denominations
- LOVELY CHOCOLATE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 April 2022
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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