Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PBM Finance from Brussel, company number BE0784819080, closed financial year 2025 with a result of € 30.2 million after tax. For that financial year PBM Finance recorded revenue of € 1.7 million and equity of € 698 million. Compared with financial year 2024, the result moved from € 25.5 million to € 30.2 million. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 698 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 30.2 million
▲ 18% vs 2024
Profit after tax over the fiscal year.
€ 160,566
▲ 154% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 55.2 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 199,350
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 17.8 million
▲ € 13.8 million vs 2024
€ 550,500 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 10,674
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 43 days on average.
€ 194,056
▲ 5% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,459,017 | € 1,606,218 | € 1,664,089 | € 1,709,508 | ▲ 3% |
| Profit after taxes | € 664,371,504 | € 26,572,383 | € 25,524,253 | € 30,234,431 | ▲ 18% |
| Equity | € 718,820,574 | € 697,392,958 | € 722,917,211 | € 697,951,642 | ▼ 3% |
| Total debts | € 31,388,913 | € 58,227,464 | € 31,289,667 | € 60,540,497 | ▲ 93% |
| Cash | € 199,993 | € 158,571 | € 63,136 | € 160,566 | ▲ 154% |
| Land & buildings | € 18,109,326 | € 18,504,219 | € 19,920,939 | € 19,046,290 | ▼ 4% |
| Retained profit | € 718,621,397 | € 697,193,780 | € 722,718,034 | € 697,752,464 | ▼ 3% |
| Dividend | € 0 | € 48,000,000 | € 0 | € 55,200,000 | |
| Bank debt | € 4,860,724 | € 4,501,729 | € 3,960,431 | € 17,792,506 | ▲ € 13.8 million |
| Balance sheet total | € 750,231,480 | € 755,638,883 | € 754,218,152 | € 758,496,225 | ▲ 1% |
| Employees (FTE) | 0.6 | - | - | - |
Key figures of PBM Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PBM Finance?
What happened at PBM Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 30.2 million (▲ 18% vs 2024). filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 664.4 million profit in 2022 to € 30.2 million profit in 2025.
Paid € 565,036 in corporate taxes since 2022.
Best year ever: 2022, with € 664.4 million profit.
Paid out € 103.2 million in dividends to the owners in total.
A new publication or filing at PBM Finance? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of LEMA, LP Invest, BEMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PBM FinanceBehind PBM Finance are Michel Moortgat, Philippe Moortgat and Bernard Moortgat. The shares are held by LEMA (33.3%), LP Invest (33.3%) and BEMO (33.3%). It owns 51% of BSB MK II, 42.9% of PBM HOLDING, 33.3% of WMT Vastgoed and 10.3% of KC GREEN itself.
Directors
According to the 2025 annual accounts
Michel Moortgat
Director
Bernard Moortgat
Director
Participations
Establishments
Establishment units
Physical locations of this company
Bospleinlaan 1
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →83 rue des Combattants
€ 62,713 gross margin · 2025
LP Invest same network
€ 417,015 gross margin · 2025
Numa
Threebro
Yapir
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.819.080
- VAT number
- BE 0784.819.080
- Registered office
- Bospleinlaan 1, 1000 Brussel
- Names & denominations
- PBM Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 April 2022
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
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Holdings
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