Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2024.
-
Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2024; threshold 65 %.
-
Late annual account NBB
Fiscal year 2024 was filed 309 days after the legal deadline.
Financials
Financial year 2024
Pain d'or Trade from Liège, company number BE0784738512, closed financial year 2024 with a result of € -558 after tax. For that financial year Pain d'or Trade recorded a gross margin of € 43,834 and equity of € 223. Compared with financial year 2023, the result moved from € -6,399 to € -558. The company made a loss. The buffer shrank hard: equity is 71 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ 223
▼ 71% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -558
▲ 91 % less loss than in 2023
Profit after tax over the fiscal year.
€ 3,137
▲ 119% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -12,777.
People and assets in 2024
€ 40,138
▼ 11% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 18,007
▼ 42% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 28,653
▲ 124% vs 2023
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Revenue | € 53,510 | € 168,550 | - | |
| Gross margin | € 8,760 | € 42,297 | € 43,834 | ▲ 4% |
| Profit after taxes | € -5,820 | € -6,399 | € -558 | ▲ € 5,842 |
| Equity | € 7,180 | € 781 | € 223 | ▼ 71% |
| Total debts | € 8,776 | € 43,621 | € 46,660 | ▲ 7% |
| Cash | € 2,922 | € 1,429 | € 3,137 | ▲ 119% |
| Retained profit | € -5,820 | € -12,219 | € -12,777 | ▼ € 558 |
| Balance sheet total | € 15,956 | € 44,402 | € 46,883 | ▲ 6% |
Key figures of Pain d'or Trade, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Pain d'or Trade?
What happened at Pain d'or Trade in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 558. filed late Source: NBB ↗
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,820 loss in 2022 to € 558 loss in 2024.
A new publication or filing at Pain d'or Trade? We notify you, reason included.
Follow Pain d'or TradeDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Saint-Pholien 14
4020 Liège
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.738.512
- VAT number
- BE 0784.738.512
- Registered office
- Rue Saint-Pholien 14, 4020 Liège
- Names & denominations
- Pain d'or Trade
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 April 2022
- Peppol
- Active · Active since 18 Jan 2026
- Activities · NACE
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)