Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
H&O concept from Elsene, company number BE0784531446, closed financial year 2025 with a result of € -37,858 after tax. For that financial year H&O concept recorded a gross margin of € -21,456 and equity of € -80,223. Compared with financial year 2024, the result moved from € -17,441 to € -37,858. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 17, 2026.
€ -80,223
▼ € 37,858 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -37,858
▼ 117 % more loss than in 2024
Profit after tax over the fiscal year.
€ 2,198
▲ € 1,984 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -80,223.
People and assets in 2025
€ 13,421
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 15,708
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,209
Supplier invoices still open on the last day of the fiscal year.
€ 6,560
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,272 | € -17,220 | € -17,277 | € -21,456 | ▼ € 4,179 |
| Profit after taxes | € -7,323 | € -17,601 | € -17,441 | € -37,858 | ▼ € 20,417 |
| Equity | € -7,323 | € -24,924 | € -42,365 | € -80,223 | ▼ € 37,858 |
| Total debts | € 10,507 | € 41,401 | € 56,689 | € 116,378 | ▲ 105% |
| Cash | € 80 | € 2,247 | € 214 | € 2,198 | ▲ € 1,984 |
| Retained profit | € -7,323 | € -24,924 | € -42,365 | € -80,223 | ▼ € 37,858 |
| Balance sheet total | € 3,184 | € 16,477 | € 14,324 | € 36,155 | ▲ 152% |
Key figures of H&O concept, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to H&O concept?
What happened at H&O concept in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 37,858. filed late Source: NBB ↗
- New establishment in Elsene. KBO
- Hicham AMRAOUI became a director. NBB
- Omar R'BAIBI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 7,323 loss in 2022 to € 37,858 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind H&O concept are Hicham AMRAOUI and Omar R'BAIBI. Hicham AMRAOUI is also behind Hamra Consulting.
Directors
According to the 2025 annual accounts
since 2022
Omar R'BAIBI
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Brouwerijstraat 158
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.531.446
- VAT number
- BE 0784.531.446
- Registered office
- Brouwerijstraat 158, 1050 Elsene
- Names & denominations
- H&O concept
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 April 2022
- Peppol
- Active · Active since 12 Jan 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening
Cafés en bars
Eetgelegenheden met beperkte bediening