Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
25 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
A2Z Private Capital from Watermaal-Bosvoorde, company number BE0784331409, closed financial year 2025 with a result of € -22,510 after tax. For that financial year A2Z Private Capital recorded a gross margin of € 96,289 and equity of € -59,079. Compared with financial year 2024, the result moved from € -39,363 to € -22,510. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ -59,079
▼ € 22,510 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,510
▲ 43 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9,922
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -84,079.
Debts at end 2025
€ 607,037
▼ 7% vs 2024
€ 45,295 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 7,658
▼ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,846
▲ 30% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 116,709 | € 55,966 | € 96,289 | ▲ 72% |
| Profit after taxes | € -22,206 | € -39,363 | € -22,510 | ▲ € 16,853 |
| Equity | € 2,794 | € -36,569 | € -59,079 | ▼ € 22,510 |
| Total debts | € 1,831,995 | € 1,579,388 | € 1,924,459 | ▲ 22% |
| Cash | € 22,766 | € 20,926 | € 9,922 | ▼ 53% |
| Land & buildings | € 1,503,557 | € 1,484,371 | € 1,836,707 | ▲ 24% |
| Retained profit | € -22,206 | € -61,569 | € -84,079 | ▼ € 22,510 |
| Bank debt | € 694,258 | € 651,200 | € 607,037 | ▼ 7% |
| Balance sheet total | € 1,834,789 | € 1,542,819 | € 1,865,380 | ▲ 21% |
Key figures of A2Z Private Capital, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A2Z Private Capital?
What happened at A2Z Private Capital in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,510. filed late Source: NBB ↗
- New establishment in Watermaal-Bosvoorde. KBO
- Alexandre SCHMITZ became a director. NBB
- Marie ROBERTI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 22,206 loss in 2023 to € 22,510 loss in 2025.
A new publication or filing at A2Z Private Capital? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A2Z Private Capital are Alexandre SCHMITZ and Marie ROBERTI.
Directors
According to the 2025 annual accounts
Alexandre SCHMITZ
Director
since 2022
Marie ROBERTI
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Terhulpsesteenweg 177 box 20
1170 Watermaal-Bosvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 25 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0784.331.409
- VAT number
- BE 0784.331.409
- Registered office
- Terhulpsesteenweg 177 bus 20, 1170 Watermaal-Bosvoorde
- Names & denominations
- A2Z Private Capital
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 April 2022
- Peppol
- Active · Active since 20 Apr 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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