Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SENFINA GROUP from Liège, company number BE0783437227, closed financial year 2025 with a result of € -63,145 after tax. For that financial year SENFINA GROUP recorded a gross margin of € -30,665 and equity of € -41,938. Compared with financial year 2024, the result moved from € 1,006 to € -63,145. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.
€ -41,938
▼ € 63,145 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -63,145
▼ still € 1,006 profit in 2024
Profit after tax over the fiscal year.
€ 1,696
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,438.
Debts at end 2025
€ 450,395
▲ 106% vs 2024
€ 14,141 is repaid this year. At this pace the long-term loan is gone in ≈ 32 years.
€ 20,833
▲ € 16,905 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,101
▲ 167% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 11,448 | € 6,145 | € 13,486 | € -30,665 | ▼ € 44,152 |
| Profit after taxes | € 8,014 | € 1,686 | € 1,006 | € -63,145 | ▼ € 64,151 |
| Equity | € 8,514 | € 10,201 | € 21,207 | € -41,938 | ▼ € 63,145 |
| Total debts | € 34,501 | € 11,008 | € 315,376 | € 610,714 | ▲ 94% |
| Cash | € 27,372 | € 894 | € 80,033 | € 1,696 | ▼ 98% |
| Land & buildings | - | - | € 235,635 | € 549,709 | ▲ 133% |
| Retained profit | € 8,014 | € 9,701 | € 10,707 | € -52,438 | ▼ € 63,145 |
| Bank debt | € 0 | € 0 | € 218,350 | € 450,395 | ▲ 106% |
| Balance sheet total | € 43,015 | € 21,208 | € 336,583 | € 568,776 | ▲ 69% |
Key figures of SENFINA GROUP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SENFINA GROUP?
What happened at SENFINA GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 63,145 (▼ € 64,151 vs 2024). filed late Source: NBB ↗
- Laurent Schmitz. became a director. NBB
- New establishment in Vorst. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,014 profit in 2022 to € 63,145 loss in 2025.
Paid € 3,244 in corporate taxes since 2022.
Best year ever: 2022, with € 8,014 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SENFINA GROUP is Laurent Schmitz. .
Directors
According to the 2025 annual accounts
Laurent Schmitz.
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Saint-Julien 24
4020 Liège
Everardlaan 25 box 2
1190 Vorst
Active since 1 April 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →LA SPATULE
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€ 23,308 gross margin · 2025
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€ 28,484 gross margin · 2025
FLOW INVEST
€ -27,215 gross margin · 2025
L.O.S.A.
€ -24,986 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0783.437.227
- VAT number
- BE 0783.437.227
- Registered office
- Rue Saint-Julien 24, 4020 Liège
- Names & denominations
- SENFINA GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 2022
- Peppol
- Active · Active since 14 Nov 2025