Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SZ HOLDING from Liège, company number BE0767868034, closed financial year 2025 with a result of € 7,391 after tax. For that financial year SZ HOLDING recorded a gross margin of € 28,484 and equity of € 48,836. Compared with financial year 2024, the result moved from € 2,721 to € 7,391. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 22, 2026.
€ 48,836
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,391
▲ 172% vs 2024
Profit after tax over the fiscal year.
€ 23,314
▲ 298% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 43,836.
People and assets in 2025
€ 705
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,108
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 406,348
▲ € 376,321 vs 2024
€ 29,223 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 1,910
▼ 78% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 11,376
▼ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 47,891 | € 23,411 | € 17,532 | € 28,484 | ▲ 62% |
| Profit after taxes | € 28,676 | € 8,322 | € 2,721 | € 7,391 | ▲ 172% |
| Equity | € 30,402 | € 38,724 | € 41,446 | € 48,836 | ▲ 18% |
| Total debts | € 72,418 | € 99,210 | € 51,287 | € 429,736 | ▲ € 378,449 |
| Cash | € 50,137 | € 20,401 | € 5,856 | € 23,314 | ▲ 298% |
| Retained profit | € 25,402 | € 33,724 | € 36,446 | € 43,836 | ▲ 20% |
| Bank debt | € 0 | € 47,833 | € 30,027 | € 406,348 | ▲ € 376,321 |
| Balance sheet total | € 102,820 | € 137,934 | € 92,732 | € 478,572 | ▲ € 385,840 |
Key figures of SZ HOLDING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SZ HOLDING?
What happened at SZ HOLDING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,391 (▲ 172% vs 2024). filed late Source: NBB ↗
- New establishment in Liège. KBO
- Laurent Schmitz became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 28,676 profit in 2022 to € 7,391 profit in 2025.
Paid € 25,880 in corporate taxes since 2022.
Best year ever: 2022, with € 28,676 profit.
A new publication or filing at SZ HOLDING? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SZ HOLDING is Laurent Schmitz. Laurent Schmitz is also behind FLOW INVEST.
Directors
According to the 2025 annual accounts
since 2021
Establishments
Establishment units
Physical locations of this company
Rue Saint-Julien 24
4020 Liège
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →LA SPATULE
FLOW START
€ 23,308 gross margin · 2025
FLOW INVEST same network
€ -27,215 gross margin · 2025
SENFINA GROUP
€ -30,665 gross margin · 2025
L.O.S.A.
€ -24,986 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0767.868.034
- VAT number
- BE 0767.868.034
- Registered office
- Rue Saint-Julien 24, 4020 Liège
- Names & denominations
- SZ HOLDING
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 May 2021
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
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