Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SWEJO INVEST from Heers, company number BE0783423171, closed financial year 2025 with a result of € -9,253 after tax. For that financial year SWEJO INVEST recorded a gross margin of € 87,819 and equity of € -32,353. Compared with financial year 2024, the result moved from € -11,136 to € -9,253. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ -32,353
▼ € 9,253 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,253
▲ 17 % less loss than in 2024
Profit after tax over the fiscal year.
€ 14,203
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -37,353.
People and assets in 2025
€ 4,883
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.3 million
▼ 3% vs 2024
€ 48,772 is repaid this year. At this pace the long-term loan is gone in ≈ 26 years.
€ 200
▼ 95% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 71,692 | € 83,321 | € 87,819 | ▲ 5% |
| Profit after taxes | € -16,964 | € -11,136 | € -9,253 | ▲ € 1,883 |
| Equity | € -11,964 | € -23,100 | € -32,353 | ▼ € 9,253 |
| Total debts | € 1,354,079 | € 1,333,491 | € 1,295,098 | ▼ 3% |
| Cash | € 2,725 | € 17,174 | € 14,203 | ▼ 17% |
| Land & buildings | € 1,329,888 | € 1,285,309 | € 1,243,659 | ▼ 3% |
| Retained profit | € -16,964 | € -28,100 | € -37,353 | ▼ € 9,253 |
| Bank debt | € 1,352,786 | € 1,314,542 | € 1,269,063 | ▼ 3% |
| Balance sheet total | € 1,342,115 | € 1,310,391 | € 1,262,745 | ▼ 4% |
Key figures of SWEJO INVEST, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SWEJO INVEST?
What happened at SWEJO INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,253. Source: NBB ↗
- New establishment in Heers. KBO
- Philippe Swennen became a director. NBB
- Annick Jocken became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 16,964 loss in 2023 to € 9,253 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SWEJO INVEST are Philippe Swennen and Annick Jocken. The same people are also behind SWEJO.
Establishments
Establishment units
Physical locations of this company
Groeneschild(Kl. Gel.) 28
3870 Heers
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0783.423.171
- VAT number
- BE 0783.423.171
- Registered office
- Groeneschild(Kl. Gel.) 28, 3870 Heers
- Names & denominations
- SWEJO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 March 2022
- Peppol
- Active · Active since 7 Nov 2025