Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
UMI from Quaregnon, company number BE0782994391, closed financial year 2025 with a result of € -25,524 after tax. For that financial year UMI recorded a gross margin of € 1,170 and equity of € 20,286. Compared with financial year 2024, the result moved from € 77,838 to € -25,524. The company made a loss. The buffer shrank hard: equity is 56 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 5, 2026.
€ 20,286
▼ 56% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -25,524
▼ still € 77,838 profit in 2024
Profit after tax over the fiscal year.
€ 40,305
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 10,286.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 61
Supplier invoices still open on the last day of the fiscal year.
€ 17,219
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,403 | € -7,681 | € 91,961 | € 1,170 | ▼ 99% |
| Profit after taxes | € -34,024 | € -8,003 | € 77,838 | € -25,524 | ▼ € 103,362 |
| Equity | € -24,024 | € -32,027 | € 45,811 | € 20,286 | ▼ 56% |
| Total debts | € 344,662 | € 352,043 | € 220,079 | € 133,240 | ▼ 39% |
| Cash | € 638 | € 16 | € 115,168 | € 40,305 | ▼ 65% |
| Retained profit | € -34,024 | € -42,027 | € 35,811 | € 10,286 | ▼ 71% |
| Balance sheet total | € 320,638 | € 320,016 | € 265,889 | € 153,526 | ▼ 42% |
Key figures of UMI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UMI?
What happened at UMI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 25,524 (▼ € 103,362 vs 2024). filed late Source: NBB ↗
- New establishment in Quaregnon. KBO
- Sidi ABDESSAMED became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 34,024 loss in 2022 to € 25,524 loss in 2025.
Paid € 13,469 in corporate taxes since 2022.
Best year ever: 2024, with € 77,838 profit.
Management
Behind UMI is Sidi ABDESSAMED. Sidi ABDESSAMED is also behind JAS IMMO and SAMED IMMO.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Paul Pastur 322 box A
7390 Quaregnon
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.994.391
- VAT number
- BE 0782.994.391
- Registered office
- Rue Paul Pastur 322 bus A, 7390 Quaregnon
- Names & denominations
- UMI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 March 2022
- Peppol
- Not registered