Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BETTI-GARNIER CONSULTING & TRAINING from La Bruyère, company number BE0782657069, closed financial year 2025 with a result of € 67,526 after tax. For that financial year BETTI-GARNIER CONSULTING & TRAINING recorded a gross margin of € 97,887 and equity of € 636. Compared with financial year 2024, the result moved from € 36,717 to € 67,526. Profitable, and profit is growing. The buffer shrank hard: equity is 99 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.
€ 636
▼ 99% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 67,526
▲ 84% vs 2024
Profit after tax over the fiscal year.
€ 13,641
▼ 77% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 152,500 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 12,428
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,703
▼ 38% vs 2024
€ 7,476 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,082
▲ 266% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 17,378
▲ 21% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,497 | € 47,431 | € 60,394 | € 97,887 | ▲ 62% |
| Profit after taxes | € 35,710 | € 28,683 | € 36,717 | € 67,526 | ▲ 84% |
| Equity | € 35,810 | € 62,893 | € 85,610 | € 636 | ▼ 99% |
| Total debts | € 53,394 | € 45,439 | € 33,460 | € 73,807 | ▲ 121% |
| Cash | € 47,147 | € 59,860 | € 59,870 | € 13,641 | ▼ 77% |
| Retained profit | € 35,710 | € 62,793 | € 85,510 | € 536 | ▼ 99% |
| Dividend | € 0 | € 1,600 | € 14,000 | € 152,500 | ▲ € 138,500 |
| Bank debt | € 31,716 | € 25,845 | € 18,762 | € 11,703 | ▼ 38% |
| Balance sheet total | € 89,204 | € 108,332 | € 119,070 | € 74,443 | ▼ 37% |
Key figures of BETTI-GARNIER CONSULTING & TRAINING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BETTI-GARNIER CONSULTING & TRAINING?
What happened at BETTI-GARNIER CONSULTING & TRAINING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 67,526 (▲ 84% vs 2024). Source: NBB ↗
- New establishment in La Bruyère. KBO
- Samuel Betti became a director. NBB
- Clémence Garnier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 35,710 profit in 2022 to € 67,526 profit in 2025.
Paid € 49,586 in corporate taxes since 2022.
Best year ever: 2025, with € 67,526 profit.
Paid out € 168,100 in dividends to the owners in total.
Management
Behind BETTI-GARNIER CONSULTING & TRAINING are Samuel Betti and Clémence Garnier. It owns 100% of Proceos itself.
Directors
According to the 2025 annual accounts
since 2022
Clémence Garnier
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue Saint-Sauveur,Meux 4
5081 La Bruyère
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.657.069
- VAT number
- BE 0782.657.069
- Registered office
- Rue Saint-Sauveur,Meux 4, 5081 La Bruyère
- Names & denominations
- BETTI-GARNIER CONSULTING & TRAINING · BGC&T
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 February 2022
- Peppol
- Active · Active since 25 Aug 2025
- Activities · NACE
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