Financials
Financial year 2025
Pand92 from Lubbeek, company number BE0782606688, closed financial year 2025 with a result of € 13,805 after tax. For that financial year Pand92 recorded a gross margin of € 34,762 and equity of € 3,000. Compared with financial year 2024, the result moved from € 23,358 to € 13,805. The company is profitable. The buffer shrank hard: equity is 96 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 15, 2026.
€ 3,000
▼ 96% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,805
▼ 41% vs 2024
Profit after tax over the fiscal year.
€ 22,084
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 91,284 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 22,005
▼ 13% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,565
▼ 32% vs 2024
€ 5,577 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,096
▲ € 974 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,331
▲ 33% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,873 | € 48,724 | € 46,322 | € 34,762 | ▼ 25% |
| Profit after taxes | € 28,736 | € 28,651 | € 23,358 | € 13,805 | ▼ 41% |
| Equity | € 30,136 | € 57,121 | € 80,479 | € 3,000 | ▼ 96% |
| Total debts | € 41,544 | € 33,685 | € 28,467 | € 75,805 | ▲ 166% |
| Cash | € 9,820 | € 7,215 | € 34,243 | € 22,084 | ▼ 36% |
| Retained profit | € 27,136 | € 54,121 | € 77,479 | € 0 | ▼ 100% |
| Dividend | € 1,600 | € 1,666 | € 0 | € 91,284 | |
| Bank debt | € 27,087 | € 22,107 | € 16,935 | € 11,565 | ▼ 32% |
| Balance sheet total | € 71,680 | € 90,806 | € 108,946 | € 78,805 | ▼ 28% |
Key figures of Pand92, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pand92?
What happened at Pand92 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,805 (▼ 41% vs 2024). Source: NBB ↗
- SOFIE REYNDERS became a director. NBB
- New establishment in Lubbeek. KBO
- Start of the company according to the CBE. KBO
- SARAH KOPPENOL became a director. NBB
In short
From € 28,736 profit in 2022 to € 13,805 profit in 2025.
Paid € 36,760 in corporate taxes since 2022.
Best year ever: 2022, with € 28,736 profit.
Paid out € 94,550 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Pand92 are SARAH KOPPENOL and SOFIE REYNDERS.
Directors
According to the 2025 annual accounts
SARAH KOPPENOL
Director
since 2022
SOFIE REYNDERS
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Dunberg(LUB) 92
3210 Lubbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.606.688
- VAT number
- BE 0782.606.688
- Registered office
- Dunberg(LUB) 92, 3210 Lubbeek
- Names & denominations
- Pand92
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 February 2022
- Peppol
- Active · Active since 6 Oct 2025
- Activities · NACE
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