Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
INVESTSTONE from Zedelgem, company number BE0782489496, closed financial year 2025 with a result of € -5,123 after tax. For that financial year INVESTSTONE recorded a gross margin of € -23,563 and equity of € -35,338. Compared with financial year 2024, the result moved from € 20,493 to € -5,123. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 3, 2026.
€ -35,338
▼ € 5,123 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,123
▼ still € 20,493 profit in 2024
Profit after tax over the fiscal year.
€ 385
▼ 90% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -40,338.
Debts at end 2025
€ 22,000
▼ 41% vs 2024
Loans from banks and other lenders, long and short.
€ 639
▲ 104% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 385
▲ € 356 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € -48,692 | € -18,399 | € -23,563 | ▼ € 5,163 |
| Profit after taxes | € -55,709 | € 20,493 | € -5,123 | ▼ € 25,616 |
| Equity | € -50,709 | € -30,215 | € -35,338 | ▼ € 5,123 |
| Total debts | € 300,189 | € 37,842 | € 39,524 | ▲ 4% |
| Cash | € 245,581 | € 3,776 | € 385 | ▼ 90% |
| Retained profit | € -55,709 | € -35,215 | € -40,338 | ▼ € 5,123 |
| Bank debt | € 300,000 | € 37,500 | € 22,000 | ▼ 41% |
| Balance sheet total | € 249,480 | € 7,627 | € 4,186 | ▼ 45% |
Key figures of INVESTSTONE, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVESTSTONE?
What happened at INVESTSTONE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,123 (▼ € 25,616 vs 2024). filed late Source: NBB ↗
- New establishment in Zedelgem. KBO
- Future Forward became a director. NBB
- Lioka Consulting became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 55,709 loss in 2023 to € 5,123 loss in 2025.
Paid € 385 in corporate taxes since 2023.
Best year ever: 2024, with € 20,493 profit.
A new publication or filing at INVESTSTONE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FUTURE FORWARD comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INVESTSTONEBehind INVESTSTONE are Future Forward and Lioka Consulting. The shares are held by FUTURE FORWARD (50%).
Directors
According to the 2025 annual accounts
Director · represented by Steven Verhelst
since 2022
Director · represented by Tim Kleppe
since 2022
Shareholders
50%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Abdijhoek 6
8210 Zedelgem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →JAD Invest
€ 22,662 gross margin · 2025
Cnockaert-Verhelst
FUTURE FORWARD same network
€ -10,030 gross margin · 2025
FINTECH XII
€ -12,405 gross margin · 2025
Zwindijk
€ -9,475 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.489.496
- VAT number
- BE 0782.489.496
- Registered office
- Abdijhoek 6, 8210 Zedelgem
- Names & denominations
- INVESTSTONE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 2022
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Handel in eigen onroerend goed
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw
Overige zakelijke dienstverlening, neg
Diverse administratieve activiteiten ten behoeve van kantoren