Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
URBIZ from Watermaal-Bosvoorde, company number BE0782489003, closed financial year 2025 with a result of € -33,239 after tax. For that financial year URBIZ recorded a gross margin of € 19,000 and equity of € -89,508. Compared with financial year 2024, the result moved from € -41,752 to € -33,239. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ -89,508
▼ € 33,239 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,239
▲ 20 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,619
▼ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -89,513.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 174,897
Supplier invoices still open on the last day of the fiscal year.
€ 311
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,040 | € -7,330 | € -11,375 | € 19,000 | ▲ € 30,375 |
| Profit after taxes | € -2,782 | € -11,740 | € -41,752 | € -33,239 | ▲ € 8,514 |
| Equity | € -2,777 | € -14,517 | € -56,269 | € -89,508 | ▼ € 33,239 |
| Total debts | € 3,229 | € 89,001 | € 210,681 | € 179,228 | ▼ 15% |
| Cash | € 270 | € 576 | € 7,777 | € 1,619 | ▼ 79% |
| Retained profit | € -2,782 | € -14,522 | € -56,274 | € -89,513 | ▼ € 33,239 |
| Balance sheet total | € 452 | € 74,484 | € 154,412 | € 89,720 | ▼ 42% |
Key figures of URBIZ, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to URBIZ?
What happened at URBIZ in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,239. Source: NBB ↗
- CEMCO SRL became a director. NBB
- New establishment in Watermaal-Bosvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,782 loss in 2022 to € 33,239 loss in 2025.
Management
Behind URBIZ is CEMCO SRL. CEMCO SRL is also behind HM-INSIGHT, THE WAVE, R'Solutions, MEDICIMMO REAL ESTATE and MFM DIGITAL.
Directors
According to the 2025 annual accounts
Director · represented by Louis Raes
Also active at: HM-INSIGHT, THE WAVE, R'Solutions, MEDICIMMO REAL ESTATE, MFM DIGITAL, URBIZ.IMMO
since 2024
Establishments
Establishment units
Physical locations of this company
Middelburgstraat 66
1170 Watermaal-Bosvoorde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0782.489.003
- VAT number
- BE 0782.489.003
- Registered office
- Middelburgstraat 66, 1170 Watermaal-Bosvoorde
- Names & denominations
- URBIZ
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 February 2022
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- urbiz.be [email protected]
- Activities · NACE
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