Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
HM-INSIGHT from Watermaal-Bosvoorde, company number BE0425035786, closed financial year 2025 with a result of € -566 after tax. For that financial year HM-INSIGHT recorded a gross margin of € -464 and equity of € -3,230. Compared with financial year 2024, the result moved from € -2,778 to € -566. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ -3,230
▼ € 566 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -566
▲ 80 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,097
▲ € 2,678 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,707.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,010
▲ 42% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 128
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 832 | € 16,166 | € -2,535 | € -464 | ▲ € 2,071 |
| Profit after taxes | € 700 | € 15,975 | € -2,778 | € -566 | ▲ € 2,212 |
| Equity | € 12,639 | € 28,614 | € -2,664 | € -3,230 | ▼ € 566 |
| Total debts | € 1,626 | € 3,885 | € 9,407 | € 13,854 | ▲ 47% |
| Cash | € 10,442 | € 7,197 | € 419 | € 3,097 | ▲ € 2,678 |
| Retained profit | € -18,338 | € -2,363 | € -5,141 | € -5,707 | ▼ € 566 |
| Balance sheet total | € 14,265 | € 32,499 | € 6,743 | € 10,624 | ▲ 58% |
Key figures of HM-INSIGHT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HM-INSIGHT?
What happened at HM-INSIGHT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 566. filed late Source: NBB ↗
- SAMALO SRL became a director. NBB
- CEMCO SRL became a director. NBB
- New establishment in Watermaal-Bosvoorde. KBO
- Start of the company according to the CBE. KBO
In short
From € 700 profit in 2022 to € 566 loss in 2025.
Best year ever: 2023, with € 15,975 profit.
Management
Behind HM-INSIGHT are SAMALO SRL and CEMCO SRL. CEMCO SRL is also behind THE WAVE, R'Solutions, MEDICIMMO REAL ESTATE, URBIZ and MFM DIGITAL.
Directors
According to the 2025 annual accounts
Director · represented by Sacha DUMOULIN
since 2024
Director · represented by Louis RAES
Also active at: THE WAVE, R'Solutions, MEDICIMMO REAL ESTATE, URBIZ, MFM DIGITAL, URBIZ.IMMO
since 2023
Establishments
Establishment units
Physical locations of this company
Middelburgstraat 64B
1170 Watermaal-Bosvoorde
Middelburgstraat 64 box B
1170 Watermaal-Bosvoorde
Active since 27 December 1990
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
hm-insight.com
Registered
2024-05-06
Registrar
OVH sas
Expires
2026-05-06
Website info
Features
Security
Details
- Company number
- 0425.035.786
- VAT number
- BE 0425.035.786
- Registered office
- Middelburgstraat 64B, 1170 Watermaal-Bosvoorde
- Names & denominations
- HM-INSIGHT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 1983
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- hm-insight.com [email protected]
- Activities · NACE
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