Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SBK Pharma from Stavelot, company number BE0782437533, closed financial year 2025 with a result of € 8,967 after tax. For that financial year SBK Pharma recorded a gross margin of € 14,431 and equity of € 43,628. Compared with financial year 2024, the result moved from € 13,946 to € 8,967. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 16, 2026.
€ 43,628
▲ 26% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,967
▼ 36% vs 2024
Profit after tax over the fiscal year.
€ 1,063
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 37,628.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 96,757
▼ 23% vs 2024
€ 29,026 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 5,137
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 29,984 | € 20,697 | € 14,431 | ▼ 30% |
| Profit after taxes | € 14,714 | € 13,946 | € 8,967 | ▼ 36% |
| Equity | € 20,714 | € 34,661 | € 43,628 | ▲ 26% |
| Total debts | € 197,517 | € 219,739 | € 212,876 | ▼ 3% |
| Cash | € 8,232 | € 0 | € 1,063 | |
| Retained profit | € 14,714 | € 28,661 | € 37,628 | ▲ 31% |
| Bank debt | € 160,347 | € 125,141 | € 96,757 | ▼ 23% |
| Balance sheet total | € 218,232 | € 254,400 | € 256,504 | ▲ 1% |
Key figures of SBK Pharma, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SBK Pharma?
What happened at SBK Pharma in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,967 (▼ 36% vs 2024). Source: NBB ↗
- New establishment in Stavelot. KBO
- MONIQUE BECHET became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 14,714 profit in 2023 to € 8,967 profit in 2025.
Paid € 11,726 in corporate taxes since 2023.
Best year ever: 2023, with € 14,714 profit.
Management
Behind SBK Pharma is MONIQUE BECHET. It owns 100% of PHARMACONSEIL itself.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Route de Ster 3
4970 Stavelot
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.437.533
- VAT number
- BE 0782.437.533
- Registered office
- Route de Ster 3, 4970 Stavelot
- Names & denominations
- SBK Pharma
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 2022
- Peppol
- Active · Active since 1 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings