Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BJ INVESTMENTS from Quaregnon, company number BE0782419222, closed financial year 2025 with a result of € 26,343 after tax. For that financial year BJ INVESTMENTS recorded a gross margin of € -2,492 and equity of € 23,253. Compared with financial year 2024, the result moved from € -1,351 to € 26,343. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 23,253
▲ € 26,343 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,343
▲ still € 1,351 loss in 2024
Profit after tax over the fiscal year.
€ 4,057
▲ € 3,906 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22,753.
Debts at end 2025
€ 300,300
€ 14,935 is repaid this year. At this pace the long-term loan is gone in ≈ 20 years.
€ 78
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 232 | € -956 | € -2,492 | ▼ € 1,536 |
| Profit after taxes | € -259 | € -1,351 | € 26,343 | ▲ € 27,695 |
| Equity | € -1,740 | € -3,091 | € 23,253 | ▲ € 26,343 |
| Total debts | € 337,640 | € 338,440 | € 659,929 | ▲ 95% |
| Cash | € 167 | € 151 | € 4,057 | ▲ € 3,906 |
| Land & buildings | - | - | € 344,211 | |
| Retained profit | € -2,240 | € -3,591 | € 22,753 | ▲ € 26,343 |
| Bank debt | € 0 | € 0 | € 300,300 | |
| Balance sheet total | € 335,900 | € 335,349 | € 683,181 | ▲ 104% |
Key figures of BJ INVESTMENTS, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BJ INVESTMENTS?
What happened at BJ INVESTMENTS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,343. filed late Source: NBB ↗
- Joris Janowski became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 259 loss in 2023 to € 26,343 profit in 2025.
Best year ever: 2025, with € 26,343 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BJ INVESTMENTS is Joris Janowski.
Directors
According to the 2025 annual accounts
Joris Janowski
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Rue de Wasmes 141
7390 Quaregnon
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Self-hosted
Hosting
GOOGLE - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0782.419.222
- VAT number
- BE 0782.419.222
- Registered office
- Rue de Wasmes 141, 7390 Quaregnon
- Names & denominations
- BJ INVESTMENTS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 2022
- Peppol
- Active · Active since 31 Dec 2025
- Contact
- bj-assurances.be