Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FDBio from Namur, company number BE0782335385, closed financial year 2025 with a result of € 8,027 after tax. For that financial year FDBio recorded a gross margin of € 350,197 and equity of € -28,519. Compared with financial year 2024, the result moved from € 48,997 to € 8,027. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ -28,519
▲ € 8,027 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,027
▼ 84% vs 2024
Profit after tax over the fiscal year.
€ 168,515
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -154,519.
People and assets in 2025
€ 253,211
▲ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 430,458
▼ 15% vs 2024
€ 61,551 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 213,380
▲ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,362
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -57,117 | € 216,991 | € 353,179 | € 350,197 | ▼ 1% |
| Profit after taxes | € -180,447 | € -31,095 | € 48,997 | € 8,027 | ▼ 84% |
| Equity | € -54,447 | € -85,542 | € -36,545 | € -28,519 | ▲ € 8,027 |
| Total debts | € 678,063 | € 749,224 | € 706,169 | € 669,664 | ▼ 5% |
| Cash | € 66,248 | € 112,667 | € 168,173 | € 168,515 | |
| Retained profit | € -180,447 | € -211,542 | € -162,545 | € -154,519 | ▲ € 8,027 |
| Bank debt | € 593,028 | € 566,922 | € 506,494 | € 430,458 | ▼ 15% |
| Balance sheet total | € 623,616 | € 663,681 | € 669,624 | € 641,145 | ▼ 4% |
| Employees (FTE) | 2.7 | - | - | - |
Key figures of FDBio, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FDBio?
What happened at FDBio in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,027 (▼ 84% vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 180,447 loss in 2022 to € 8,027 profit in 2025.
Best year ever: 2024, with € 48,997 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Fabrice Desmet
Director
Establishments
Establishment units
Physical locations of this company
Chaussée de Waterloo(SS) 490
5002 Namur
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.335.385
- VAT number
- BE 0782.335.385
- Registered office
- Chaussée de Waterloo(SS) 490, 5002 Namur
- Names & denominations
- FDBio
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 February 2022
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Overige detailhandel in voedingsmiddelen, neg
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)