Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
18 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
NAM & LUX from Namur, company number BE0782220767, closed financial year 2025 with a result of € 8,697 after tax. For that financial year NAM & LUX recorded a gross margin of € 59,062 and equity of € 24,266. Compared with financial year 2024, the result moved from € 9,021 to € 8,697. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2026.
€ 24,266
▲ 56% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,697
▼ 4% vs 2024
Profit after tax over the fiscal year.
€ 611
▲ € 581 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 16,766.
Debts at end 2025
€ 581,527
▼ 6% vs 2024
€ 34,088 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 6,824
Supplier invoices still open on the last day of the fiscal year.
€ 5,183
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -316 | € 29,614 | € 58,978 | € 59,062 | |
| Profit after taxes | € -4,128 | € 3,176 | € 9,021 | € 8,697 | ▼ 4% |
| Equity | € 3,372 | € 6,548 | € 15,569 | € 24,266 | ▲ 56% |
| Total debts | € 350,988 | € 638,063 | € 627,908 | € 598,350 | ▼ 5% |
| Cash | € 366 | € 2,453 | € 30 | € 611 | ▲ € 581 |
| Land & buildings | € 352,070 | € 641,119 | € 624,410 | € 605,510 | ▼ 3% |
| Retained profit | € -4,128 | € -952 | € 8,069 | € 16,766 | ▲ 108% |
| Bank debt | € 347,548 | € 637,136 | € 621,450 | € 581,527 | ▼ 6% |
| Balance sheet total | € 354,360 | € 644,612 | € 643,477 | € 622,616 | ▼ 3% |
Key figures of NAM & LUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to NAM & LUX?
What happened at NAM & LUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,697 (▼ 4% vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Luc Sellier became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 4,128 loss in 2022 to € 8,697 profit in 2025.
Paid € 5,183 in corporate taxes since 2022.
Best year ever: 2024, with € 9,021 profit.
A new publication or filing at NAM & LUX? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind NAM & LUX is Luc Sellier. Luc Sellier is also behind Fiduciaire associés de NAMUR, D'IMMO SERVICES, GREEN NEST IMMO, NLGS INVEST and FIDUCIAIRE ASSOCIES.
Directors
According to the 2025 annual accounts
Luc Sellier
Director
Also active at: Fiduciaire associés de NAMUR, D'IMMO SERVICES, GREEN NEST IMMO, NLGS INVEST, FIDUCIAIRE ASSOCIES
since 2022
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(EP) 586 box 11
5101 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 18 companies are registered at this address.
All companies at this address →Doleinvest.be
€ 126,250 gross margin · 2025
IMMO INVEST HESBAYE
€ 49,246 gross margin · 2025
BJ CONSEILS
€ 123,701 gross margin · 2023
Fiduciaire associés de NAMUR same network
€ 58,258 gross margin · 2025
Association des Copropriétaires Résidence Les Francs à Erpent, chaussée de Marche, 586.
+13 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0782.220.767
- VAT number
- BE 0782.220.767
- Registered office
- Chaussée de Marche(EP) 586 bus 11, 5101 Namur
- Names & denominations
- NAM & LUX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 February 2022
- Peppol
- Active · Active since 18 Mar 2022
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Diverse administratieve activiteiten ten behoeve van kantoren