Financials
Financial year 2025
Z&L BY CEBSP from Tongeren-Borgloon, company number BE0781860085, closed financial year 2025 with a result of € 6,901 after tax. For that financial year Z&L BY CEBSP recorded a gross margin of € 31,762 and equity of € 25,219. Compared with financial year 2024, the result moved from € 1,098 to € 6,901. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 25,219
▲ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,901
▲ € 5,803 vs 2024
Profit after tax over the fiscal year.
€ 14,320
▲ 250% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 22,219.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 31,602
▼ 36% vs 2024
Of which on lease € 28,805.
Debts at end 2025
€ 26,962
▼ 27% vs 2024
€ 10,219 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,324
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,134
▼ 35% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,337 | € 17,706 | € 27,012 | € 31,762 | ▲ 18% |
| Profit after taxes | € 16,254 | € -2,034 | € 1,098 | € 6,901 | ▲ € 5,803 |
| Equity | € 19,254 | € 17,220 | € 18,318 | € 25,219 | ▲ 38% |
| Total debts | € 34,018 | € 67,187 | € 47,163 | € 30,918 | ▼ 34% |
| Cash | € 21,383 | € 2,967 | € 4,092 | € 14,320 | ▲ 250% |
| Retained profit | € 16,254 | € 14,220 | € 15,318 | € 22,219 | ▲ 45% |
| Bank debt | € 0 | € 46,195 | € 36,774 | € 26,962 | ▼ 27% |
| Balance sheet total | € 53,272 | € 84,408 | € 65,481 | € 56,137 | ▼ 14% |
Key figures of Z&L BY CEBSP, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Z&L BY CEBSP?
What happened at Z&L BY CEBSP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 6,901 (▲ € 5,803 vs 2024). Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Tongeren-Borgloon. KBO
- Sandra Broeders became a director. NBB
In short
From € 16,254 profit in 2022 to € 6,901 profit in 2025.
Paid € 11,009 in corporate taxes since 2022.
Best year ever: 2022, with € 16,254 profit.
Management
Behind Z&L BY CEBSP is Sandra Broeders.
Directors
According to the 2025 annual accounts
Sandra Broeders
Director
since 2022
Establishments
Establishment units
Physical locations of this company
Veldstraat 46
3700 Tongeren-Borgloon
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- BROEDERS Sandra Maria Renata Theresia(oprichter) 100%
Details
- Company number
- 0781.860.085
- VAT number
- BE 0781.860.085
- Registered office
- Veldstraat 46, 3700 Tongeren-Borgloon
- Names & denominations
- Z&L BY CEBSP · Thuisverpleging Sandra Broeders
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 February 2022
- Peppol
- Active · Active since 17 Apr 2025