Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PRÊT-À-LOUER from Elsene, company number BE0781565424, closed financial year 2025 with a result of € -72,386 after tax. For that financial year PRÊT-À-LOUER recorded a gross margin of € 96,349 and equity of € -142,345. Compared with financial year 2024, the result moved from € -57,545 to € -72,386. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -142,345
▼ € 72,386 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -72,386
▼ 26 % more loss than in 2024
Profit after tax over the fiscal year.
€ 794
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -143,845.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 148,039
▲ 152% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,784
▼ 34% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 92,125
▼ 10% vs 2024
€ 17,766 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 10,508
▲ 30% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 59,134
▲ 294% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,273 | € 20,369 | € 14,528 | € 96,349 | ▲ € 81,821 |
| Profit after taxes | € -9,702 | € -4,213 | € -57,545 | € -72,386 | ▼ € 14,841 |
| Equity | € -8,202 | € -12,415 | € -69,960 | € -142,345 | ▼ € 72,386 |
| Total debts | € 83,997 | € 89,827 | € 212,500 | € 277,948 | ▲ 31% |
| Cash | € 3,161 | € 2,520 | € 2,223 | € 794 | ▼ 64% |
| Retained profit | € -9,702 | € -13,915 | € -71,460 | € -143,845 | ▼ € 72,386 |
| Bank debt | € 0 | € 0 | € 102,320 | € 92,125 | ▼ 10% |
| Balance sheet total | € 75,795 | € 77,412 | € 142,540 | € 135,603 | ▼ 5% |
| Employees (FTE) | 0.3 | 0.8 | 2.1 | - |
Key figures of PRÊT-À-LOUER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PRÊT-À-LOUER?
What happened at PRÊT-À-LOUER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 72,386. filed late Source: NBB ↗
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,702 loss in 2022 to € 72,386 loss in 2025.
On average € 6,900 of value added per employee in 2024.
Management
Behind PRÊT-À-LOUER is Jérôme Blanchart. Jérôme Blanchart is also behind ART BLANC, J INVEST and AB CAPUCINE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Edelknaapstraat 16
1050 Elsene
Allée du Chevreuil 8
1410 Waterloo
Active since 3 February 2022
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
OVH, FR
DNS
OVH DNS
Domain
Domain
pret-a-louer.be
Registered
2022-03-16
Website info
Features
Security
Details
- Company number
- 0781.565.424
- VAT number
- BE 0781.565.424
- Registered office
- Edelknaapstraat 16, 1050 Elsene
- Names & denominations
- PRÊT-À-LOUER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 February 2022
- Peppol
- Active · Active since 22 Dec 2025
- Contact
- pret-a-louer.be
- Activities · NACE
Verhuur en lease van textiel, kleding, sieraden en schoeisel
Detailhandel in onderkleding, lingerie en strand- en badkleding
Detailhandel in damesbovenkleding
Detailhandel in kledingaccessoires
Handelsbemiddeling in de niet-gespecialiseerde groothandel
Detailhandel in lederwaren en reisartikelen