Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
CPE INSTAL from Berlare, company number BE0781430020, closed financial year 2026 with a result of € 11,398 after tax. For that financial year CPE INSTAL recorded a gross margin of € 104,880 and equity of € 75,347. Compared with financial year 2025, the result moved from € 944 to € 11,398. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 75,347
▼ 5% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,398
▲ € 10,455 vs 2025
Profit after tax over the fiscal year.
€ 5,461
▼ 16% vs 2025
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2026
€ 63,889
▲ 9% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 78,482
▲ 86% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 51,994
▲ 72% vs 2025
€ 11,568 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 20,729
▲ € 18,411 vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 15,201
▲ € 11,425 vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 134,901 | € 76,856 | € 79,574 | € 104,880 | ▲ 32% |
| Profit after taxes | € 73,755 | € 1,250 | € 944 | € 11,398 | ▲ € 10,455 |
| Equity | € 76,755 | € 78,005 | € 78,949 | € 75,347 | ▼ 5% |
| Total debts | € 26,887 | € 52,517 | € 37,036 | € 100,224 | ▲ 171% |
| Cash | € 97,036 | € 24,037 | € 6,491 | € 5,461 | ▼ 16% |
| Retained profit | € 73,755 | € 75,005 | € 75,949 | € 72,347 | ▼ 5% |
| Dividend | € 0 | € 0 | € 0 | € 15,000 | |
| Bank debt | € 0 | € 44,721 | € 30,261 | € 51,994 | ▲ 72% |
| Balance sheet total | € 103,643 | € 130,522 | € 115,985 | € 175,571 | ▲ 51% |
Key figures of CPE INSTAL, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 November 2027.
What happened to CPE INSTAL?
What happened at CPE INSTAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 11,398 (▲ € 10,455 vs 2025). Source: NBB ↗
- New establishment in Berlare. KBO
- Start of the company according to the CBE. KBO
In short
From € 73,755 profit in 2023 to € 11,398 profit in 2026.
Paid € 27,218 in corporate taxes since 2023.
Best year ever: 2023, with € 73,755 profit.
Paid out € 15,000 in dividends to the owners in total.
Establishments
Establishment units
Physical locations of this company
Heisbroekstraat(U) 8
9290 Berlare
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0781.430.020
- VAT number
- BE 0781.430.020
- Registered office
- Heisbroekstraat(U) 8, 9290 Berlare
- Names & denominations
- CPE INSTAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2022
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Overige bouwinstallatie
Installatie van isolatie
Overige gespecialiseerde bouwactiviteiten, neg
Sanitaire werkzaamheden
Overige gespecialiseerde bouwwerkzaamheden
Overige bouwinstallatie, n.e.g.
Isolatiewerkzaamheden