Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RC PROD from Tournai, company number BE0781330446, closed financial year 2025 with a result of € -106,910 after tax. For that financial year RC PROD recorded a gross margin of € 114,546 and equity of € -128,295. Compared with financial year 2024, the result moved from € 6,924 to € -106,910. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 21, 2026.
€ -128,295
▼ € 106,910 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -106,910
▼ still € 6,924 profit in 2024
Profit after tax over the fiscal year.
€ 43,810
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -130,295.
People and assets in 2025
18.9
▲ 12.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 116,729
▲ 51% vs 2024
€ 6,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 21,202
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 447,938
▲ 228% vs 2024
€ 67,424 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 282,588
▼ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,709
▲ € 30,409 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 21,928 | € 160,074 | € 166,622 | € 114,546 | ▼ 31% |
| Profit after taxes | € -38,210 | € 7,901 | € 6,924 | € -106,910 | ▼ € 113,834 |
| Equity | € -36,210 | € -28,309 | € -21,385 | € -128,295 | ▼ € 106,910 |
| Total debts | € 361,052 | € 746,431 | € 657,714 | € 769,212 | ▲ 17% |
| Cash | € 32,750 | € 105,138 | € 88,620 | € 43,810 | ▼ 51% |
| Land & buildings | - | € 32,156 | € 31,930 | € 142,654 | ▲ € 110,724 |
| Retained profit | € -38,210 | € -30,309 | € -23,385 | € -130,295 | ▼ € 106,910 |
| Bank debt | € 228,917 | € 206,687 | € 136,685 | € 447,938 | ▲ 228% |
| Balance sheet total | € 324,842 | € 718,122 | € 636,329 | € 640,917 | ▲ 1% |
| Employees (FTE) | - | - | 6 | 18.9 | ▲ 12.9 |
Key figures of RC PROD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RC PROD?
What happened at RC PROD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Mouscron. KBO
- New annual accounts for financial year 2025: loss of € 106,910 (▼ € 113,834 vs 2024). Source: NBB ↗
- New establishment in Lessines. KBO
- CHIAVIT SRL became a director. NBB
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 38,210 loss in 2022 to € 106,910 loss in 2025.
Best year ever: 2023, with € 7,901 profit.
On average € 6,100 of value added per employee in 2025.
A new publication or filing at RC PROD? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RC PROD are Cyril Bernard and CHIAVIT SRL.
Directors
According to the 2025 annual accounts
Cyril Bernard
Director
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Quai des Vicinaux(TOU) 24 box 4
7500 Tournai
Rue Fernand Pennequin(K) 9
7540 Tournai
Active since 1 May 2023
Rue des Roselières(FRY) 6
7503 Tournai
Active since 19 June 2023
Grand Marais(OL) 1 box C
7866 Lessines
Active since 20 October 2025
Alphonse Poulletstraat(D) 47
7711 Mouscron
Active since 1 September 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0781.330.446
- VAT number
- BE 0781.330.446
- Registered office
- Quai des Vicinaux(TOU) 24 bus 4, 7500 Tournai
- Names & denominations
- RC PROD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 January 2022
- Peppol
- Active · Active since 8 Dec 2025
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