Active · per the CBE, 29 September 2026

Ludovic Navet

BE0780876724

Rechtspersoon Private limited company 3 establishments

Ludovic Navet is an insurance broker in Rochefort. Private Limited, started on 25 January 2022, 3 establishments.

Rue de la Martinette 3, 5580 Rochefort

Active for

4 year, 8 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Ludovic Navet from Rochefort, company number BE0780876724, closed financial year 2025 with a result of € 14,232 after tax. For that financial year Ludovic Navet recorded a gross margin of € 82,950 and equity of € 30,583. Compared with financial year 2024, the result moved from € 25,710 to € 14,232. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 21, 2026.

What it is worth Growing

€ 30,583

▲ 87% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 14,232

▼ 45% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 9,822

▼ 62% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 30,083.

People and assets in 2025

Wage cost

€ 38,918

▲ € 36,315 vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 47,821

▲ 26% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 47,740

▼ 42% vs 2024

€ 12,895 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 1,082

▼ 20% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 31,817

▲ 13% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 10,977 € 19,933 € 67,632 € 82,950 ▲ 23%
Profit after taxes € -2,398 € -7,461 € 25,710 € 14,232 ▼ 45%
Equity € -1,898 € -9,360 € 16,351 € 30,583 ▲ 87%
Total debts € 77,388 € 117,328 € 172,703 € 82,639 ▼ 52%
Cash € 3,678 € 6,630 € 26,190 € 9,822 ▼ 62%
Retained profit € -2,398 € -9,860 € 15,851 € 30,083 ▲ 90%
Bank debt € 28,131 € 93,985 € 81,749 € 47,740 ▼ 42%
Balance sheet total € 75,490 € 107,969 € 189,054 € 113,222 ▼ 40%

Key figures of Ludovic Navet, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Ludovic Navet?

What happened at Ludovic Navet in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 14,232 (▼ 45% vs 2024). filed late Source: NBB ↗
  • New establishment in Aubange. KBO
  • New establishment in Libramont-Chevigny. KBO
  • New establishment in Wellin. KBO
  • Start of the company according to the CBE. KBO

In short

From € 2,398 loss in 2022 to € 14,232 profit in 2025.

Paid € 17,576 in corporate taxes since 2022.

Best year ever: 2024, with € 25,710 profit.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue de la Martinette 3

5580 Rochefort

2.327.786.303

Rue de la Station 1

6920 Wellin

Active since 25 January 2022

2.342.712.623

Libramont,Rue de l'Ancienne Gare 23

6800 Libramont-Chevigny

Active since 17 March 2023

2.368.743.067

Grand-rue - ATHUS 5

6791 Aubange

Active since 1 January 2025

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0780.876.724
VAT number
BE 0780.876.724
Registered office
Rue de la Martinette 3, 5580 Rochefort
Names & denominations
Ludovic Navet
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
25 January 2022
Peppol
Active · Active since 5 Jan 2026
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Frequently asked questions

What does Ludovic Navet do?
Ludovic Navet is an insurance broker in Rochefort. Private Limited, started on 25 January 2022, 3 establishments.
What is the address of Ludovic Navet?
The registered office of Ludovic Navet is located at Rue de la Martinette 3, 5580 Rochefort.
Is Ludovic Navet still active?
Yes. According to the CBE (29 September 2026) Ludovic Navet is active, legal situation “Normale toestand”, started on 25 January 2022.
Is Ludovic Navet registered on Peppol?
Yes, Ludovic Navet is registered on the Peppol network with ID 0208:0780876724.
What is the enterprise number of Ludovic Navet?
The enterprise number of Ludovic Navet is BE0780876724.
When was Ludovic Navet founded?
Ludovic Navet was founded on 25 January 2022.