Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Vanhauwaert Michael from Kortrijk, company number BE0780798629, closed financial year 2025 with a result of € -39,225 after tax. For that financial year Vanhauwaert Michael recorded a gross margin of € 4,592 and equity of € 257,924. Compared with financial year 2024, the result moved from € 237,486 to € -39,225. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 257,924
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,225
▼ still € 237,486 profit in 2024
Profit after tax over the fiscal year.
€ 70,833
▲ € 57,365 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 256,924.
Debts at end 2025
€ 522,217
▲ 72% vs 2024
€ 63,423 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,353
▲ 122% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,411
▼ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 8,823 | € 4,592 | ▼ 48% |
| Profit after taxes | € 237,486 | € -39,225 | ▼ € 276,711 |
| Equity | € 297,149 | € 257,924 | ▼ 13% |
| Total debts | € 329,693 | € 783,949 | ▲ 138% |
| Cash | € 13,468 | € 70,833 | ▲ € 57,365 |
| Land & buildings | - | € 269,566 | |
| Retained profit | € 296,149 | € 256,924 | ▼ 13% |
| Dividend | € 833 | € 0 | ▼ 100% |
| Bank debt | € 303,858 | € 522,217 | ▲ 72% |
| Balance sheet total | € 626,841 | € 1,041,873 | ▲ 66% |
Key figures of Vanhauwaert Michael, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Vanhauwaert Michael?
What happened at Vanhauwaert Michael in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 39,225 (▼ € 276,711 vs 2024). Source: NBB ↗
- New establishment in Kortrijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 237,486 profit in 2024 to € 39,225 loss in 2025.
Paid € 1,958 in corporate taxes since 2024.
Best year ever: 2024, with € 237,486 profit.
Paid out € 833 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Vanhauwaert Michael is Michael Vanhauwaert. Michael Vanhauwaert is also behind VISCENTRALE FIERET HARELBEKE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rijsland(Heu) 6
8501 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0780.798.629
- VAT number
- BE 0780.798.629
- Registered office
- Rijsland(Heu) 6, 8501 Kortrijk
- Names & denominations
- Vanhauwaert Michael
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 January 2022
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
Detailhandel in vis en schaal- en weekdieren
Overige detailhandel in voedingsmiddelen, neg
Handelsbemiddeling in de groothandel in voedings- en genotmiddelen
Groothandel in vis en schaal- en weekdieren
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.