Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gramp’s Housing from Gent, company number BE0779351844, closed financial year 2025 with a result of € -124,401 after tax. For that financial year Gramp’s Housing recorded a gross margin of € 94,890 and equity of € -575,096. Compared with financial year 2024, the result moved from € -166,860 to € -124,401. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ -575,096
▼ € 124,401 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -124,401
▲ 25 % less loss than in 2024
Profit after tax over the fiscal year.
€ 11,208
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -585,096.
People and assets in 2025
€ 27,116
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 82,168
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.4 million
▼ 7% vs 2024
€ 17,264 is repaid this year. At this pace the long-term loan is gone in ≈ 129 years.
€ 136,525
▲ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,834
▲ € 31,896 vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 320,839 | € 9,260 | € 94,890 | ▲ € 85,629 |
| Profit after taxes | € -293,836 | € -166,860 | € -124,401 | ▲ € 42,459 |
| Equity | € -283,836 | € -450,695 | € -575,096 | ▼ € 124,401 |
| Total debts | € 3,225,914 | € 3,184,713 | € 3,128,721 | ▼ 2% |
| Cash | € 184,162 | € 152,623 | € 11,208 | ▼ 93% |
| Land & buildings | € 2,580,543 | € 2,574,289 | € 2,436,063 | ▼ 5% |
| Retained profit | € -293,836 | € -460,695 | € -585,096 | ▼ € 124,401 |
| Bank debt | € 2,575,303 | € 2,571,742 | € 2,395,080 | ▼ 7% |
| Balance sheet total | € 2,942,078 | € 2,734,018 | € 2,553,625 | ▼ 7% |
Key figures of Gramp’s Housing, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Gramp’s Housing?
What happened at Gramp’s Housing in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 124,401. Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
In short
From € 293,836 loss in 2023 to € 124,401 loss in 2025.
Paid € 70 in corporate taxes since 2023.
Management
Behind Gramp’s Housing is Mieke Van Camp.
Directors
According to the 2025 annual accounts
Mieke Van Camp
Director
Establishments
Establishment units
Physical locations of this company
Raas van Gaverestraat 130
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- VAN CAMP Annemieke(oprichter) 100%
Details
- Company number
- 0779.351.844
- VAT number
- BE 0779.351.844
- Registered office
- Raas van Gaverestraat 130, 9000 Gent
- Names & denominations
- Gramp’s Housing
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2021
- Peppol
- Active · Active since 23 Jan 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen