Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Ruitershop Ciba from Houthalen-Helchteren, company number BE0778460236, closed financial year 2024 with a result of € 28,565 after tax. For that financial year Ruitershop Ciba recorded a gross margin of € 109,576 and equity of € 88,740. Compared with financial year 2023, the result moved from € 36,779 to € 28,565. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 26, 2025.
€ 88,740
▲ 47% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 28,565
▼ 22% vs 2023
Profit after tax over the fiscal year.
€ 896
▼ 83% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 78,740.
People and assets in 2024
€ 42,479
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 37,230
▼ 36% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 25,102
▼ 27% vs 2023
€ 9,432 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 44,571
▼ 5% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 48,316
▼ 34% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Gross margin | € 113,468 | € 136,400 | € 109,576 | ▼ 20% |
| Profit after taxes | € 13,396 | € 36,779 | € 28,565 | ▼ 22% |
| Equity | € 23,396 | € 60,176 | € 88,740 | ▲ 47% |
| Total debts | € 587,102 | € 525,704 | € 476,187 | ▼ 9% |
| Cash | € 8,952 | € 5,167 | € 896 | ▼ 83% |
| Land & buildings | € 5,385 | € 4,085 | € 2,785 | ▼ 32% |
| Retained profit | € 13,396 | € 50,176 | € 78,740 | ▲ 57% |
| Bank debt | € 42,946 | € 34,190 | € 25,102 | ▼ 27% |
| Balance sheet total | € 610,498 | € 585,879 | € 564,927 | ▼ 4% |
Key figures of Ruitershop Ciba, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Ruitershop Ciba?
What happened at Ruitershop Ciba in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 28,565 (▼ 22% vs 2023). filed late Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Start of the company according to the CBE. KBO
- Cindy Swinnen became a director. NBB
In short
From € 13,396 profit in 2022 to € 28,565 profit in 2024.
Paid € 26,746 in corporate taxes since 2022.
Best year ever: 2023, with € 36,779 profit.
A new publication or filing at Ruitershop Ciba? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Ruitershop Ciba is Cindy Swinnen.
Directors
According to the 2024 annual accounts
Cindy Swinnen
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Ambachtstraat 22 box A
3530 Houthalen-Helchteren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
Website info
Features
Security
Network
Details
- Company number
- 0778.460.236
- VAT number
- BE 0778.460.236
- Registered office
- Ambachtstraat 22 bus A, 3530 Houthalen-Helchteren
- Names & denominations
- Ruitershop Ciba
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 2021
- Peppol
- Active · Active since 7 Oct 2025
- Contact
- ruitershopciba.be
- Activities · NACE
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