Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PF Finco from Beringen, company number BE0778360365, closed financial year 2025 with a result of € -3.7 million after tax. For that financial year PF Finco recorded a gross margin of € -65,099 and equity of € 10.1 million. Compared with financial year 2024, the result moved from € -1.3 million to € -3.7 million. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 10.1 million
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3.7 million
▼ 185 % more loss than in 2024
Profit after tax over the fiscal year.
€ 3.3 million
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -9.9 million.
Debts at end 2025
€ 217.2 million
▲ 60% vs 2024
Loans from banks and other lenders, long and short.
€ 79,574
▲ 259% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 50,000
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -611,428 | € -247,435 | € -53,227 | € -65,099 | ▼ € 11,872 |
| Profit after taxes | € -3,922,947 | € -1,050,332 | € -1,287,988 | € -3,676,122 | ▼ € 2.4 million |
| Equity | € 16,077,053 | € 15,026,720 | € 13,738,733 | € 10,062,610 | ▼ 27% |
| Total debts | € 97,220,880 | € 117,693,779 | € 137,905,569 | € 217,722,194 | ▲ 58% |
| Cash | € 142,235 | € 710,687 | € 3,946,118 | € 3,260,473 | ▼ 17% |
| Retained profit | € -3,922,947 | € -4,973,280 | € -6,261,267 | € -9,937,390 | ▼ € 3.7 million |
| Bank debt | € 97,190,801 | € 116,215,123 | € 135,300,392 | € 217,153,077 | ▲ 60% |
| Balance sheet total | € 113,297,933 | € 132,720,500 | € 151,644,301 | € 227,784,805 | ▲ 50% |
Key figures of PF Finco, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PF Finco?
What happened at PF Finco in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3.7 million. Source: NBB ↗
- CaleAnco BV became a director. NBB
- Metula BV became a director. NBB
- New establishment in Beringen. KBO
- Start of the company according to the CBE. KBO
In short
From € 3.9 million loss in 2022 to € 3.7 million loss in 2025.
Paid € 250,958 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PF Holding comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PF FincoBehind PF Finco are CaleAnco BV and Metula BV. The shares are held by PF Holding (100%).
Directors
According to the 2025 annual accounts
Director · represented by Kris Calepet
Also active at: PLASTIFLEX GROUP, PF Group, Adpool
since 2021
Director · represented by Piet Gruwez
Also active at: PLASTIFLEX GROUP, PF Holding, PF Group, THINK2ACT CAPITAL
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Buntjesstraat 13
3583 Beringen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →PLASTIFLEX GROUP same network
€ 25.4 million revenue · 2025
PF Holding same network
PF Group same network
€ 1.9 million revenue · 2025
PF Subpoolco2
€ 1,605 gross margin · 2025
PF Subpoolco1
€ 1,605 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0778.360.365
- VAT number
- BE 0778.360.365
- Registered office
- Buntjesstraat 13, 3583 Beringen
- Names & denominations
- PF Finco
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 December 2021
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- [email protected]
- Activities · NACE
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