What does BCSG FINANCE do?

BCSG FINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 2 December 2021, 2 establishments.

What is the address of BCSG FINANCE?

The registered office of BCSG FINANCE is located at Rue Saint-Roch 50, 6660 Houffalize.

Is BCSG FINANCE still active?

Yes. According to the CBE (30 October 2026) BCSG FINANCE is active, legal situation “Normale toestand”, started on 2 December 2021.

Is BCSG FINANCE registered on Peppol?

Yes, BCSG FINANCE is registered on the Peppol network with ID 0208:0777977315.

What is the enterprise number of BCSG FINANCE?

The enterprise number of BCSG FINANCE is BE0777977315.

When was BCSG FINANCE founded?

BCSG FINANCE was founded on 2 December 2021.

Who are the directors of BCSG FINANCE?

According to the 2025 annual accounts, the directors of BCSG FINANCE are: VS FINANCE, VG FINANCE SRL, CJ FINANCE, BE BOSS SRL.

Is BCSG FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 December 2021; 4 annual accounts filed, latest fiscal year 2025; 4 directors known from the annual account; 2 establishments in the CBE.

How much profit did BCSG FINANCE make in 2025?

BCSG FINANCE posted a profit after taxes of € 1,846 in financial year 2025.

What is the revenue of BCSG FINANCE?

As a small company, BCSG FINANCE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 347,740.

How much does an employee at BCSG FINANCE earn?

The average wage cost per full-time employee at BCSG FINANCE was € 66,800 in 2024: staff costs of € 407,625 for 6.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

BCSG FINANCE (Private Limited) - Houffalize

Dossier BCSG FINANCE, printed on 30 October 2026 from databakkes.be/en/0777977315/bcsg-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

BCSG FINANCE from Houffalize, company number BE0777977315, closed financial year 2025 with a result of € 1,846 after tax. For that financial year BCSG FINANCE recorded a gross margin of € 347,740 and equity of € 110,985. Compared with financial year 2024, the result moved from € 169,527 to € 1,846. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.

What it is worth Growing

€ 110,985

▲ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 1,846

▼ 99% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 114,833

▲ 2% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 90,985.

People and assets in 2025

Wage cost

€ 325,898

▼ 20% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 78,458

▲ 5% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 12,480

▲ 3% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 33,641

▼ 64% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 445,737 Gross margin 2022: € 445,737 First fiscal year in the series	€ 428,393 Gross margin 2023: € 428,393 ▼ 4% vs 2022 (€ 445,737) Unfavourable step	€ 653,315 Gross margin 2024: € 653,315 ▲ 53% vs 2023 (€ 428,393) Favourable step	€ 347,740 Gross margin 2025: € 347,740 ▼ 47% vs 2024 (€ 653,315) Unfavourable step	▼ 47%
Profit after taxes	€ 62,388 Profit after taxes 2022: € 62,388 First fiscal year in the series	€ 22,224 Profit after taxes 2023: € 22,224 ▼ 64% vs 2022 (€ 62,388) Unfavourable step	€ 169,527 Profit after taxes 2024: € 169,527 ▲ € 147,303 vs 2023 (€ 22,224) Favourable step	€ 1,846 Profit after taxes 2025: € 1,846 ▼ 99% vs 2024 (€ 169,527) Unfavourable step	▼ 99%
Equity	€ 82,388 Equity 2022: € 82,388 First fiscal year in the series	€ 104,612 Equity 2023: € 104,612 ▲ 27% vs 2022 (€ 82,388) Favourable step	€ 109,139 Equity 2024: € 109,139 ▲ 4% vs 2023 (€ 104,612) Favourable step	€ 110,985 Equity 2025: € 110,985 ▲ 2% vs 2024 (€ 109,139) Favourable step	▲ 2%
Total debts	€ 64,631 Total debts 2022: € 64,631 First fiscal year in the series	€ 116,784 Total debts 2023: € 116,784 ▲ 81% vs 2022 (€ 64,631) Unfavourable step	€ 345,926 Total debts 2024: € 345,926 ▲ 196% vs 2023 (€ 116,784) Unfavourable step	€ 124,579 Total debts 2025: € 124,579 ▼ 64% vs 2024 (€ 345,926) Favourable step	▼ 64%
Cash	€ 47,692 Cash 2022: € 47,692 First fiscal year in the series	€ 37,692 Cash 2023: € 37,692 ▼ 21% vs 2022 (€ 47,692) Unfavourable step	€ 113,114 Cash 2024: € 113,114 ▲ 200% vs 2023 (€ 37,692) Favourable step	€ 114,833 Cash 2025: € 114,833 ▲ 2% vs 2024 (€ 113,114) Favourable step	▲ 2%
Retained profit	€ 62,388 Retained profit 2022: € 62,388 First fiscal year in the series	€ 84,612 Retained profit 2023: € 84,612 ▲ 36% vs 2022 (€ 62,388) Favourable step	€ 89,139 Retained profit 2024: € 89,139 ▲ 5% vs 2023 (€ 84,612) Favourable step	€ 90,985 Retained profit 2025: € 90,985 ▲ 2% vs 2024 (€ 89,139) Favourable step	▲ 2%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 165,000 Dividend 2024: € 165,000 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 165,000) Unchanged	▼ 100%
Bank debt	€ 3,060 Bank debt 2022: € 3,060 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 3,060) Favourable step	€ 75,075 Bank debt 2024: € 75,075 Unchanged (€ 0) Unfavourable step	€ 78,458 Bank debt 2025: € 78,458 ▲ 5% vs 2024 (€ 75,075) Unfavourable step	▲ 5%
Balance sheet total	€ 147,019 Balance sheet total 2022: € 147,019 First fiscal year in the series	€ 221,396 Balance sheet total 2023: € 221,396 ▲ 51% vs 2022 (€ 147,019) Unchanged	€ 455,065 Balance sheet total 2024: € 455,065 ▲ 106% vs 2023 (€ 221,396) Unchanged	€ 235,564 Balance sheet total 2025: € 235,564 ▼ 48% vs 2024 (€ 455,065) Unchanged	▼ 48%
Employees (FTE)	-	-	6.1 Employees (FTE) 2024: 6.1 First fiscal year in the series	-

Key figures of BCSG FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BCSG FINANCE?

What happened at BCSG FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 30, 2026 New annual accounts for financial year 2025: profit of € 1,846 (▼ 99% vs 2024). Source: NBB ↗
2022 CJ FINANCE became a director. NBB
Jan 1, 2022 New establishment in Houffalize. KBO
Jan 1, 2022 New establishment in Vielsalm. KBO
Dec 2, 2021 Start of the company according to the CBE. KBO
2021 VS FINANCE became a director. NBB
2021 BE BOSS SRL became a director. NBB

In short

From € 62,388 profit in 2022 to € 1,846 profit in 2025.

Paid € 129,732 in corporate taxes since 2022.

Best year ever: 2024, with € 169,527 profit.

On average € 107,100 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

VS FINANCE VG FINANCE SRL CJ FINANCE BE BOSS SRL

GLB FINANCES

BCSG FINANCE

Behind BCSG FINANCE are VS FINANCE, VG FINANCE SRL, CJ FINANCE and BE BOSS SRL. VG FINANCE SRL is also behind GLB FINANCES. BE BOSS SRL is also behind GLB FINANCES.

Directors

According to the 2025 annual accounts

VS FINANCE

Director · represented by Valérie SERON

since 2021

VG FINANCE SRL

Director · represented by Vanessa GATEZ

Also active at: GLB FINANCES

CJ FINANCE

Director · represented by Julien COLLARD

since 2022

BE BOSS SRL

Director · represented by Bernard BOSENDORF

Also active at: GLB FINANCES

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Saint-Roch 50

6660 Houffalize

2.327.332.480

Place Roi-Albert 6 a

6660 Houffalize

Active since 1 January 2022

2.327.332.579

Rue du Vieux-Marché 26

6690 Vielsalm

Active since 1 January 2022

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

GBL FINANCE

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0777.977.315
VAT number: BE 0777.977.315
Registered office: Rue Saint-Roch 50, 6660 Houffalize
Names & denominations: BCSG FINANCE
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 2 December 2021
Peppol: Active · Active since 6 Jan 2026
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗