Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
DL ASSURANCES from Colfontaine, company number BE0777769259, closed financial year 2025 with a result of € -11,561 after tax. For that financial year DL ASSURANCES recorded a gross margin of € 195,647 and equity of € 1,390. Compared with financial year 2024, the result moved from € 1,983 to € -11,561. The company made a loss. The buffer shrank hard: equity is 89 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 1,390
▼ 89% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,561
▼ still € 1,983 profit in 2024
Profit after tax over the fiscal year.
€ 3,078
▼ 65% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3,610.
People and assets in 2025
2
Average over the fiscal year, from the social balance sheet.
€ 76,309
▲ 23% vs 2024
€ 38,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,290
▼ 7% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 153,351
▼ 44% vs 2024
€ 122,499 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 2,838
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,087
▼ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 184,833 | € 195,787 | € 196,775 | € 195,647 | ▼ 1% |
| Profit after taxes | € -1,477 | € 7,445 | € 1,983 | € -11,561 | ▼ € 13,545 |
| Equity | € 3,523 | € 10,968 | € 12,951 | € 1,390 | ▼ 89% |
| Total debts | € 771,068 | € 624,708 | € 505,806 | € 386,586 | ▼ 24% |
| Cash | € 8,753 | € 28,338 | € 8,701 | € 3,078 | ▼ 65% |
| Retained profit | € -1,477 | € 5,968 | € 7,951 | € -3,610 | ▼ € 11,561 |
| Bank debt | € 512,252 | € 394,034 | € 274,406 | € 153,351 | ▼ 44% |
| Balance sheet total | € 774,591 | € 635,676 | € 518,758 | € 387,976 | ▼ 25% |
| Employees (FTE) | - | 1 | - | 2 |
Key figures of DL ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DL ASSURANCES?
What happened at DL ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 11,561 (▼ € 13,545 vs 2024). filed late Source: NBB ↗
- New establishment in Colfontaine. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,477 loss in 2022 to € 11,561 loss in 2025.
Paid € 6,468 in corporate taxes since 2022.
Best year ever: 2023, with € 7,445 profit.
On average € 97,800 of value added per employee in 2025.
A new publication or filing at DL ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DL ASSURANCES are Michel DIROSA and Daniel DIROSA. Daniel DIROSA is also behind BUREAU FINANCIER DIROSA & FILS, ASSURANCES DIROSA, DDM ASSURANCES and DDM IMMO.
Directors
According to the 2025 annual accounts
Michel DIROSA
Director
Daniel DIROSA
Director
Also active at: BUREAU FINANCIER DIROSA & FILS, ASSURANCES DIROSA, DDM ASSURANCES, DDM IMMO
Establishments
Establishment units
Physical locations of this company
Place de Pâturages 2
7340 Colfontaine
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0777.769.259
- VAT number
- BE 0777.769.259
- Registered office
- Place de Pâturages 2, 7340 Colfontaine
- Names & denominations
- DL ASSURANCES · ASSURANCES D'ANTONIO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 2021
- Peppol
- Not registered
- Contact
- 0475/747799
- Activities · NACE
Rechtstreekse verzekeringsverrichtingen niet-leven