Financials
Financial year 2025
CARDA from Niel, company number BE0777637617, closed financial year 2025 with a result of € 151,483 after tax. For that financial year CARDA recorded a gross margin of € 1.3 million and equity of € 881,815. Compared with financial year 2024, the result moved from € 278,134 to € 151,483. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 881,815
▲ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 151,483
▼ 46% vs 2024
Profit after tax over the fiscal year.
€ 426,253
▲ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 861,815.
People and assets in 2025
15.5
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 846,096
▼ 2% vs 2024
€ 54,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 218,927
▼ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.4 million
▼ 11% vs 2024
€ 171,506 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 16,027
▼ 73% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 73,767
▲ 2% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,311,378 | € 1,197,497 | € 1,514,509 | € 1,342,474 | ▼ 11% |
| Profit after taxes | € 272,878 | € 159,320 | € 278,134 | € 151,483 | ▼ 46% |
| Equity | € 292,878 | € 452,198 | € 730,332 | € 881,815 | ▲ 21% |
| Total debts | € 2,220,999 | € 2,059,375 | € 1,931,330 | € 1,635,342 | ▼ 15% |
| Cash | € 316,618 | € 468,477 | € 325,034 | € 426,253 | ▲ 31% |
| Retained profit | € 272,878 | € 432,198 | € 710,332 | € 861,815 | ▲ 21% |
| Bank debt | € 1,679,138 | € 1,613,370 | € 1,543,166 | € 1,379,123 | ▼ 11% |
| Balance sheet total | € 2,513,877 | € 2,511,572 | € 2,661,662 | € 2,517,157 | ▼ 5% |
| Employees (FTE) | 15.9 | 14.8 | 15.7 | 15.5 | ▼ 0.2 |
Key figures of CARDA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARDA?
What happened at CARDA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Bertran Bruers stepped down as director. NBB
- Guy Bruers stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 151,483 (▼ 46% vs 2024). Source: NBB ↗
- New establishment in Niel. KBO
- Bertran Bruers became a director. NBB
- Guy Bruers became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 272,878 profit in 2022 to € 151,483 profit in 2025.
Paid € 371,011 in corporate taxes since 2022.
Best year ever: 2024, with € 278,134 profit.
On average € 86,600 of value added per employee in 2025.
Management
Directors
According to the 2025 annual accounts
Bertran Bruers
Director
since 2021 · until 2027
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Tunnelweg 5
2845 Niel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
TRANSIP-AS Amsterdam, the Netherlands, NL
DNS
Cloudflare DNS
Website info
Features
Security
Details
- Company number
- 0777.637.617
- VAT number
- BE 0777.637.617
- Registered office
- Tunnelweg 5, 2845 Niel
- Names & denominations
- CARDA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 November 2021
- Peppol
- Active · Active since 3 Jul 2026
- Contact
- carda.be
- Activities · NACE
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